7328 Bealane Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 7328 Bealane Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1985
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Feb 2024)
Tax Bill	$3,472 (2025)
Deeds & Mortgages	Feb 2024 Sale
Flood Zone	Zone AE (high risk)
APN	`74-14-343-0014-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-343-0014-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7328 BEALANE RD
City	CLAY
State	MI
Zip	48001-3005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 44 PERCH POINT ISLES NO. 1
Legal Subdivision	PERCH POINTE ISLE NO 1
Legal Lot Number	44
Legal Unit	44
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1000
Census Tract	647000

Owner

7328 Bealane Rd is owned by an individual who bought it in February 2024.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	52099 BAKER RD, CHESTERFIELD, MI 48047-3107
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2024 · Amount on File
Deed Sale	Feb 12, 2024 · Amount on File
Prior Sale	Nov 14, 2007 · Amount on File
Deed Document Number	20242371
Deed Book / Page	5690 / 102
Prior Transfer Date	Sep 13, 2005
Prior Transfer Doc	0034590788
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 12, 2024
Property Address	7328 BEALANE RD, CLAY, MI 48001-3005
Document Number	0005690102
Book / Page	5690 / 102
Map Reference	LB 57 PG 41
Instrument Date	Jan 19, 2024
Instrument	2024002371
Transaction Type	Transfer
Record Updated	Mar 8, 2024
Title Company	CHIRCO TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32720 29 MILE RD, LENOX, MI 48048-1305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52099 BAKER RD, CHESTERFIELD, MI 48047-3107

Tax Assessment & Valuation

The 2025 property tax bill for 7328 Bealane Rd was $3,472, up 44.7% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,100 (+12.46%)	$146,200
2025	$3,472.00 (+44.73%)	$65,000
2024	$2,399.00		$130,000
2023		$60,200
2022	$2,178.00		$120,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7328 Bealane Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 151 policies
Nearby Flood Policies	151 in force
Nearby Flood Claims	144 (1979–2025)
Claims Outside the SFHA	31 of 144
Most Recent Claim	Apr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7328 Bealane Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRA TOWNSHIP serves 6,510 people · EPA ID MI0003390
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20