7327 Harding Ave, Cincinnati, OH 45231 Property Records

Hamilton County property record for 7327 Harding Ave, Cincinnati, OH 45231

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,488 sqft · built 1950
Lot Size0.435 acres (18,949 sqft)
OwnerIndividual Name on File
Last Sale$90,000 (Apr 2017)
Tax Bill$3,252 (2025)
Deeds & MortgagesAug 2021 Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN593-0006-0056-00

Property Details

APN / Parcel Number

Primary APN593-0006-0056-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,488 sqft Living Area
1st Floor Area1,488 sqft
Basement Area1,488 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Architectural StyleConventional
Exterior MaterialBrick
Lot Area18,949 sqft (0.435 acres)
Lot Dimensions198 ft deep x 96 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Patio Area732 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address7327 HARDING AVE
CityCINCINNATI
StateOH
Zip45231-4223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description7327 HARDING 96 X 198.94 LOTS 6 & 7 CLARA C BORCHERDING SUB PARS 56 &57 CONS
Legal SubdivisionCLARA C BORCHERDING SUB
Legal Lot Number6 7
JurisdictionHAMILTON OH
Township / Civil DivisionMOUNT HEALTHY
Census Block Group1
Census Block1007
Census Tract21701

Owner

7327 Harding Ave is owned and occupied by an individual who bought it in April 2017.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Mailing Address7327 HARDING AVE, CINCINNATI, OH 45231-4223
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Apr 17, 2017Grant Deed, Transfer · FHA Mortgage
PHH HM LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 17, 2017 · Amount on File
Deed SaleApr 17, 2017 · Amount on File
Prior SaleAug 22, 1995
Deed Document Number17-0033253
Deed Book / Page13397 / 00120
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7327 HARDING AVE, CINCINNATI, OH 45231-4223
Transaction TypeMortgage
Record UpdatedJul 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000097205
DateAug 11, 2021
Book Page14478/1683
Instrument2021-0097205
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2036

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAMILTON OH
Recording DateApr 17, 2017
Property Address7327 HARDING AVE, CINCINNATI, OH 45231-4223
Document Number0000033253
Book / Page013397 / 000120
Instrument DateApr 7, 2017
Instrument33253
Transaction TypeTransfer
Record UpdatedJul 14, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address327 HARDING AVE CINCINNATI OH 45231, CINCINNATI, OH 45231

Mortgage

Document Number33254
DateApr 17, 2017
Book Page013397/000122
Instrument33254
Lender
NamePHH HM LNS
TypeFunding / Finance Company
AddressEDINA, MN 55435
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7327 Harding Ave was $3,252, up 0.6% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityMount Healthy City
Unified School DistrictMount Healthy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,252.00 (+0.56%)$62,073 (-) Land $14,172 Building $47,901
2024$3,234.00 (-0.83%)$62,073 (-) Land $14,172 Building $47,901
2023$3,261.00 (+24.8%)$62,073 (+74.38%) Land $14,172 Building $47,901$177,350 Land $40,490 Building $136,860
2022$2,613.00 Homeowner's exemption$35,596 Land $13,381 Building $22,215
2020$101,700 Land $38,230 Building $63,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7327 Harding Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7327 Harding Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20

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