St. Louis County property record for 7327 Ely Lake Dr, Eveleth, MN 55734
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Lot Size | 0.211 acres (9,229 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Sep 2017) |
| Tax Bill | $842 (2026) |
| Deeds & Mortgages | Dec 2023 Line of Credit Oct 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 340-0040-00450 |
| Primary APN | 340-0040-00450 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Construction Type | Frame |
| Lot Area | 9,229 sqft (0.211 acres) |
| Garage Area | 676 sqft |
| Account Number | 1038743 |
|---|---|
| Street Address | 7327 ELY LAKE DR |
| City | EVELETH |
| State | MN |
| Zip | 55734-4008 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | RES |
| Legal Description | LOT: 0043 BLOCK:000 SERIAL # |
| Legal Subdivision | CEDAR ISLAND LAKE BEACH |
| Legal Lot Number | 43 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | FAYAL |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 13400 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7327 ELY LAKE DR, EVELETH, MN 55734-4008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 26, 2023 | Deed of Trust, Mortgage · Line of Credit NORTHRIDGE COMMUNITY CU |
| Oct 5, 2022 | Affidavit of Death, Transfer · Conventional Mortgage NORTHRIDGE COMMUNITY CU |
| Aug 30, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Sep 29, 2017 | Deed with Mortgage, Construction Loan · Construction Mortgage LESTER M PERNU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2017 · Amount on Record |
| Deed Sale | Sep 29, 2017 · Amount on Record |
| Deed Document Number | 20171318985 |
| Last Transfer Date | Oct 5, 2022 |
| Transfer Doc | 0001453453 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 7327 ELY LAKE DR, EVELETH, MN 55734-4008 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001480437 |
|---|---|
| Date | Dec 26, 2023 |
| Instrument | 1480437 |
| Name | NORTHRIDGE COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | HOYT LAKES, MN 55750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 15, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 5, 2022 |
| Property Address | 7327 ELY LAKE DR, EVELETH, MN 55734-4008 |
| Document Number | 0001453453 |
| Instrument Date | Sep 26, 2022 |
| Instrument | 1453453 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7327 ELY LAKE DR, EVELETH, MN 55734-4008 |
| Document Number | 0001453454 |
|---|---|
| Date | Oct 5, 2022 |
| Instrument | 1453454 |
| Name | NORTHRIDGE COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | HOYT LAKES, MN 55750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 30, 2019 |
| Property Address | 7327 ELY LAKE DR, EVELETH, MN 55734-4008 |
| Document Number | 00A1362265 |
| Instrument Date | Aug 12, 2019 |
| Instrument | A1362265 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $775.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7327 ELY LAKE DR EVELETH MN 557344008, EVELETH, MN 55734-4008 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 29, 2017 |
| Property Address | 7327 ELY LAKE DR, EVELETH, MN 55734-4008 |
| Instrument Date | Aug 28, 2017 |
| Instrument | A1318985 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 10, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $775.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7327 ELY LAKE DR EVELETH MN 557344008, EVELETH, MN 55734-4008 |
| Document Number | 00A1318985 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | A1318985 |
| Name | LESTER M PERNU |
|---|---|
| Address | 3025 75TH AVE NW, GIG HARBOR, WA 98335-6468 |
| Special Notes | Seller Financed |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 28, 2018 |
| Rate | 3% |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Fayal Township |
| Unified School District | Rock Ridge Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $842.00 (+7.95%) Homeowner's exemption | ||
| 2025 | $780.00 (+0.52%) Homeowner's exemption | $79,400 (+22.53%) Land $59,000 Building $20,400 | $79,400 (+22.53%) Land $59,000 Building $20,400 |
| 2024 | $776.00 | $64,800 (-) Land $48,800 Building $16,000 | $64,800 (-) Land $48,800 Building $16,000 |
| 2022 | $64,800 Land $48,800 Building $16,000 | $64,800 Land $48,800 Building $16,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area | 1,000 / 50 |
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