Santa Rosa County property record for 7325 Westminster Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,384 sqft · built 2002 |
| Lot Size | 0.257 acres (11,238 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $58,400 (Nov 2018) |
| Tax Bill | $1,142 (2024) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-1S-27-5779-00A00-0050 |
| Primary APN | 39-1S-27-5779-00A00-0050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,384 sqft Heated Area |
| Gross Area | 1,973 sqft |
| 1st Floor Area | 1,813 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 11,238 sqft (0.257 acres) |
| Lot Dimensions | 1,500 ft deep x 750 ft wide |
| Garage Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 40 sqft |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 391S27577900A000050 |
|---|---|
| Street Address | 7325 WESTMINSTER DR |
| City | NAVARRE |
| State | FL |
| Zip | 32566-9787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WINDSOR VILLAGE LOT 5 BLK A AS DES IN OR 3414 PG 1153 & IN OR 3786 PG 94 |
| Legal Range | 27W |
| Legal Township | 01S |
| Legal Section | 39 |
| Legal Subdivision | WINDSOR VILLAGE |
| Legal Block | A |
| Legal Lot Number | 5 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1234 |
| Census Tract | 10802 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7325 WESTMINSTER DR, NAVARRE, FL 32566-9787 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 2, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 29, 2018 | Quit Claim Deed, Transfer PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2018 · Amount on Record |
| Deed Sale | Nov 16, 2018 · Amount on Record |
| Prior Sale | Feb 19, 2010 · Amount on Record |
| Deed Document Number | 0000378694 |
| Deed Book / Page | 3414 / 1153 |
| Prior Transfer Date | Mar 18, 2015 |
| Prior Transfer Doc | 201509236 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 7325 WESTMINSTER DR, NAVARRE, FL 32566-9787 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7325 WESTMINSTER DR, NAVARRE, FL 32566-9787 |
| Document Number | 0046950507 |
|---|---|
| Date | Jan 2, 2026 |
| Book Page | 4695/507 |
| Instrument | 202600247 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 7325 WESTMINSTER DR, NAVARRE, FL 32566-9787 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7325 WESTMINSTER DR, NAVARRE, FL 32566-9787 |
| Document Number | 0042291743 |
|---|---|
| Date | Jan 5, 2022 |
| Book Page | 4229/1743 |
| Instrument | 202200688 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 29, 2018 |
| Property Address | 7325 WESTMINSTER DR, NAVARRE, FL 32566-9787 |
| Document Number | 0037860094 |
| Book / Page | 003786 / 000094 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 50647 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $408.45 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7325 WESTMINSTER DR NAVARRE FL 325669787, NAVARRE, FL 32566-9787 |
| Document Number | 37860290 |
|---|---|
| Date | Nov 29, 2018 |
| Book Page | 003786/000290 |
| Instrument | 50708 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 28, 2048 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,142.00 (+3.44%) Homeowner's exemption | $125,273 (+3%) | $190,588 (+6.57%) Land $40,000 Building $150,588 |
| 2023 | $1,104.00 (+3.56%) Homeowner's exemption | $121,622 (+3%) | $178,846 (+4.99%) Land $30,000 Building $148,846 |
| 2022 | $1,066.00 Homeowner's exemption | $118,080 | $170,351 Land $28,000 Building $142,351 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 198 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 in force |
| Nearby Flood Claims | 133 (1995–2024) |
| Claims Outside the SFHA | 28 of 133 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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