7325 Trail Rd, Concord, NC 28027 Property Records

Cabarrus County property record for 7325 Trail Rd, Concord, NC 28027

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 3,046 sqft · built 2007
Lot Size	2.19 acres (95,396 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (May 2006)
Tax Bill	$3,703 (2025)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4691 31 3635`

Property Details

APN / Parcel Number

Primary APN	`4691 31 3635`
Alternative APNs	`02002 0015.200000` `42989`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,046 sqft Living Area
Gross Area	5,686 sqft
1st Floor Area	3,046 sqft
Basement Area	708 sqft
Finished Basement	420 sqft
Unfinished Basement	288 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	95,396 sqft (2.19 acres)
Lot Dimensions	726 ft deep x 64 ft wide
Garage Type	Mixed
Garage Area	840 sqft
Driveway	Concrete Driveway
Driveway Area	960 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	240 sqft
Porch	Slab
Porch Area	516 sqft
Deck Area	450 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	42989
Street Address	7325 TRAIL RD
City	CONCORD
State	NC
Zip	28027-6779
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CR
Legal Description	EAST SIDE CESSNA RD
Legal Subdivision	POPLAR TENT WEST
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	2
Census Block	2012
Census Tract	41305

Owner

Source: Cabarrus County records · APN 4691 31 3635

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7325 TRAIL RD, CONCORD, NC 28027-6779
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 04, 2006 · Amount on Record
Deed Sale	May 04, 2006 · Amount on Record
Prior Sale	May 01, 1991 · Amount on Record
Deed Book / Page	6716 / 102
Last Transfer Date	Sep 13, 2017
Transfer Doc	0001269596
Record Updated	Jun 08, 2026

September 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 28, 2017
Property Address	7325 TRAIL RD, CONCORD, NC 28027-6779
Document Number	1269596
Book / Page	012695 / 000096
Instrument Date	Sep 13, 2017
Instrument	25173
Transaction Type	Mortgage
Record Updated	Oct 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7325 TRAIL RD CONCORD NC 280276779, CONCORD, NC 28027-6779

Mortgage

Document Number	1269599
Date	Sep 28, 2017
Book Page	012695/000099
Instrument	25174

Lender

Name	LOCAL GOV'T EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,703.00 (+23.97%)	$583,190 (+57.78%) Land $73,190 Building $510,000
2024			$583,190 (+57.78%) Land $73,190 Building $510,000
2023	$2,987.00	$369,620 Land $58,130 Building $311,490	$369,620 Land $58,130 Building $311,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 34 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CONCORD serves 120,771 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.