7325 Sutton Rd, Ooltewah, TN 37363 Property Records

Hamilton County property record for 7325 Sutton Rd, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,258 sqft · built 1994
Lot Size	0.944 acres (41,140 sqft)
Owner	Individual Name on Record
Last Sale	$128,500 (Oct 2016)
Tax Bill	$838 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`077 065.06`

Property Details

APN / Parcel Number

Primary APN	`077 065.06`
Alternative APN	`0000133889`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,258 sqft Living Area

Exterior

Year Built	Built 1994
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	41,140 sqft (0.944 acres)
Lot Dimensions	411 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000133889
Old Parcel Number	077 065.06
Street Address	7325 SUTTON RD
City	OOLTEWAH
State	TN
Zip	37363-9412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 ROBERT KILGORE SUB PB51 PG51 OUT OF 77-65.04 FOR 1994
Legal Subdivision	ROBERT KILGORE SUB
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	3
Census Block	3004
Census Tract	10103

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7325 SUTTON RD, OOLTEWAH, TN 37363-9412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage CHATTANOOGA AREA SCHOOL FCU
Sep 5, 2023	Deed of Trust, Mortgage CHATTANOOGA AREA SCHOOL FCU
Jul 31, 2025	Deed of Trust, Mortgage · Commercial Mortgage CHATTANOOGA AREA SCHOOLS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2016 · Amount on Record
Deed Sale	Oct 21, 2016 · Amount on Record
Prior Sale	Feb 13, 2007 · Amount on Record
Deed Document Number	2016102100091
Deed Book / Page	10885 / 681
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7325 SUTTON RD, OOLTEWAH, TN 37363-9412
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000163
Date	Feb 4, 2021
Book Page	12343/572
Instrument	2021020400163

Lender

Name	CHATTANOOGA AREA SCHOOL FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37404

Agreement

Amount	Amount Recorded
Term	72 Months
Due	Feb 27, 2027

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7325 SUTTON RD, OOLTEWAH, TN 37363-9412
Transaction Type	Mortgage
Record Updated	Jan 1, 2026
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7325 SUTTON RD, OOLTEWAH, TN 37363-9412

Mortgage

Document Number	0000000048
Date	Sep 5, 2023
Book Page	13390/502
Instrument	2023090500048

Lender

Name	CHATTANOOGA AREA SCHOOL FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37404

Agreement

Amount	Amount Recorded
Term	357 Months
Due	Jun 28, 2053

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7325 SUTTON RD, OOLTEWAH, TN 37363-9412
Transaction Type	Mortgage
Record Updated	Jan 1, 2026
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7325 SUTTON RD, OOLTEWAH, TN 37363-9412

Mortgage

Document Number	0000000062
Date	Jul 31, 2025
Book Page	13999/54
Instrument	2025073100062

Lender

Name	CHATTANOOGA AREA SCHOOLS FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37404

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 12, 2055

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$838.00 (-6.68%)	$55,325 (+39.09%)	$221,300 (+39.09%) Land $40,000 Building $181,300
2023	$898.00	$39,775	$159,100 Land $30,600 Building $128,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 73% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sutton Rd

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