7324 S 86th Ave, Justice, IL 60458 Property Records

Cook County property record for 7324 S 86th Ave, Justice, IL 60458

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,237 sqft · built 1980
Lot Size0.215 acres (9,375 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Dec 2014)
Tax Bill$6,287 (2023)
Deeds & MortgagesJan 2021 Mortgage
Jun 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN18-26-108-023

Property Details

APN / Parcel Number

Primary APN18-26-108-023
Alternative APN
  • 18-26-108-023-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,237 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleSplit Level
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area9,375 sqft (0.215 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address7324 S 86TH AVE
CityJUSTICE
StateIL
Zip60458-1134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(URADNIKS) RESUB OF LTS 105 106 & 107 IN R BARTLETTS GREEN FIELDS SUB OF WH NW SECT26 & PT OF EH NW SECT 27 WH NW SEC 26-38-1
Legal Range12E
Legal Township38N
Legal Section26
Legal SubdivisionBARTLETTS GREEN FIELDS SUB
Legal Lot Number105
JurisdictionCOOK IL
Township / Civil DivisionLYONS
Census Block Group3
Census Block3007
Census Tract820603

Owner

7324 S 86th Ave is owned and occupied by an individual who bought it in December 2014.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address7324 S 86TH AVE, JUSTICE, IL 60458-1134
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
POLISH & SLAVIC FCU
Jun 7, 2021Deed of Trust, Mortgage · Line of Credit
POLISH & SLAVIC FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2014 · Amount on File
Deed SaleDec 16, 2014 · Amount on File
Prior SaleNov 10, 2009 · Amount on File
Deed Document Number201434023
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address7324 S 86TH AVE, JUSTICE, IL 60458-1134
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002955046
DateJan 29, 2021
Instrument2102955046
Lender
NamePOLISH & SLAVIC FCU
TypeCredit Union
AddressFAIRFIELD, NJ 07004
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 1, 2036
Interest
Rate TypeFixed Rate
Rate2.87%

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address7324 S 86TH AVE, JUSTICE, IL 60458-1134
Transaction TypeMortgage
Record UpdatedJun 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015808031
DateJun 7, 2021
Instrument2115808031
Lender
NamePOLISH & SLAVIC FCU
TypeCredit Union
AddressFAIRFIELD, NJ 07004
Agreement
TypeLine of Credit
AmountAmount on Record
Term297 Months
DueMar 15, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionLyons Township
MunicipalityJustice Village
Secondary School DistrictArgo Community High School District 217 (09 - 12)
Elementary School DistrictIndian Springs School District 109 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$23,638 Land $5,391 Building $18,247$236,380 Land $53,910 Building $182,470
2023$6,287.00 (+3.37%)
2022$6,082.00 Homeowner's exemption$20,335 Land $4,687 Building $15,648$203,350 Land $46,870 Building $156,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7324 S 86th Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 individual policies
Nearby Flood Policies46 units insured
incl. 30 condo units
Nearby Flood Claims23 (1990–2018)
Claims Outside the SFHA3 of 23
Most Recent ClaimFeb 2018 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jul 2010 · 13 claims
  • Severe Storms & Flooding, Jun 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7324 S 86th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJUSTICE-WILLOW SPRINGS WATER COMMISSION
serves 18,450 people · EPA ID IL0315820
Water SourcePurchased surface water from CHICAGO
Last State InspectionMar 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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