Payne County property record for 7324 E 19th Ave, Stillwater, OK 74074
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,940 sqft · built 2001 |
| Lot Size | 26.8 acres (1,170,022 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $371,000 (May 2026) |
| Tax Bill | $890 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage May 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19N03E-23-3-9U670-000-0001 |
| Primary APN | 19N03E-23-3-9U670-000-0001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,940 sqft Living Area |
| Gross Area | 1,820 sqft |
| 1st Floor Area | 1,820 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Mobile Home |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 1,170,022 sqft (26.8 acres) |
| Garage Type | Detached |
| Garage Area | 841 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 562 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 981 |
|---|---|
| Street Address | 7324 E 19TH AVE |
| City | STILLWATER |
| State | OK |
| Zip | 74074-7112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | UPPER IDLEWILD ACRES PT LOT 1 BEG NW/C LOT 1; E-875.44 S-407.29' N88W-869.55' N-376.45' POB & ALL LOT 2 |
| Legal Range | 03E |
| Legal Township | 19N |
| Legal Section | 23 |
| Legal Subdivision | UPPER IDLEWILD ACRES |
| Legal Lot Number | 1,2 |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | STILLWATER |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 11101 |
7324 E 19th Ave, a rural home, is owned and occupied by two individuals who bought it in May 2026.
Source: Payne County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7324 E 19TH AVE, STILLWATER, OK 74074-7112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE BANK & TRUST CO |
| May 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Dec 13, 2022 | Re-recorded Document · Stand-Alone First Mortgage PAYNE COUNTY BANK |
| Dec 13, 2022 | Re-recorded Document OKLAHOMA CLOSING AND TITLE SERVICES, OKLAHOMA CLOSING & TTL SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2026 · Amount on File |
| Deed Sale | May 13, 2026 · Amount on File |
| Prior Sale | Nov 29, 2022 · Amount on File |
| Deed Document Number | 20265126 |
| Deed Book / Page | 2938 / 318 |
| Prior Transfer Date | Nov 28, 2022 |
| Prior Transfer Doc | 0027290856 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 7324 E 19TH AVE, STILLWATER, OK 74074-7112 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2026 |
| Title Company | OKLAHOMA CLOSING AND TITLE SERVICES, OKLAHOMA CLOSING & TTL SVCS |
| Name | Verified Name |
|---|---|
| Address | 7324 E 19TH AVE, STILLWATER, OK 74074-7112 |
| Document Number | 0029120393 |
|---|---|
| Date | Jan 7, 2026 |
| Book Page | 2912/393 |
| Instrument | I-2026-000144 |
| Name | EXCHANGE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | 310 N MAIN ST, STILLWATER, OK 74075 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.99% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 11.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | May 13, 2026 |
| Property Address | 7324 E 19TH AVE, STILLWATER, OK 74074-7112 |
| Document Number | 0000005126 |
| Book / Page | 2938 / 318 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 2026.5126 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | APEX TITLE COMPANY, APEX TITLE & CLOSING SERVICE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $56,206.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7324 E 19TH AVE, STILLWATER, OK 74074-7112 |
| Document Number | 0029380322, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 2938/322 |
| Instrument | 2026.5127 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Dec 13, 2022 |
| Property Address | 7324 E 19TH AVE, STILLWATER, OK 74074-7112 |
| Document Number | 0027290856 |
| Book / Page | 2729 / 856 |
| Instrument Date | Nov 28, 2022 |
| Instrument | I-2022-014210 |
| Record Updated | Feb 6, 2026 |
| Title Company | OKLAHOMA CLOSING & TTL SVCS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7324 E 19TH AVE, STILLWATER, OK 74074-7112 |
| Investor | Possibly a Property Investor |
| Document Number | I2022014211 |
|---|---|
| Date | Dec 13, 2022 |
| Instrument | I-2022-014211 |
| Name | PAYNE COUNTY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 5, 2023 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Dec 13, 2022 |
| Property Address | 7324 E 19TH AVE, STILLWATER, OK 74074-7112 |
| Document Number | 0027290856 |
| Book / Page | 2729 / 856 |
| Instrument Date | Nov 28, 2022 |
| Instrument | I-2022-014210 |
| Record Updated | Jan 25, 2024 |
| Title Company | OKLAHOMA CLOSING AND TITLE SERVICES, OKLAHOMA CLOSING & TTL SVCS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7324 E 19TH AVE, STILLWATER, OK 74074-7112 |
The 2025 property tax bill for 7324 E 19th Ave was $890, down 19.9% from the year before.
Source: Payne County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Unified School District | Ripley Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $890.00 (-19.89%) | $10,668 (-) Land $1,871 Building $8,797 | $87,090 (-6.94%) Land $16,420 Building $70,670 |
| 2024 | $1,111.00 (+5.61%) | $10,668 (-1.5%) Land $1,871 Building $8,797 | $93,580 (-1.51%) Land $16,420 Building $77,160 |
| 2023 | $1,052.00 (+22.75%) | $10,831 (+24.61%) Land $2,807 Building $8,024 | $95,010 (-2.47%) Land $24,630 Building $70,380 |
| 2022 | $857.00 | $8,692 Land $1,717 Building $6,975 | $97,420 Land $19,250 Building $78,170 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7324 E 19th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7324 E 19th Ave is high, ranking above 84% of the US, with a 0.8% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 67% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | 51 EAST WATER serves 2,500 people · EPA ID OK3006003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Centranet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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