7323 Copter Ln, Milton, FL 32570 Property Records

Santa Rosa County property record for 7323 Copter Ln, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,236 sqft · built 1996
Owner	2 Individual Names on File
Last Sale	$132,000 (Nov 2018)
Tax Bill	$855 (2024)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-2N-28-0995-00A00-0040`

Property Details

APN / Parcel Number

Primary APN	`09-2N-28-0995-00A00-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,236 sqft Heated Area
Gross Area	1,740 sqft
1st Floor Area	1,548 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Width	610 ft Width
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	092N28099500A000040
Street Address	7323 COPTER LN
City	MILTON
State	FL
Zip	32570-6213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	EAGLE CREST ESTATES LOT 4 BLK A AS DES IN OR 3783 PG 1816 LESS W 17.73 FT TO DOT AS DES IN OR 1675 PG 767
Legal Range	28W
Legal Township	02N
Legal Section	09
Legal Subdivision	EAGLE CREST ESTATES
Legal Block	A
Legal Lot Number	4
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1001
Census Tract	10505

Owner

7323 Copter Ln is owned and occupied by two individuals who bought it in November 2018.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7323 COPTER LN, MILTON, FL 32570-6213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Nov 20, 2018	Warranty Deed, Transfer VETERANS UNITED HM LNS
Nov 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2018 · Amount on File
Deed Sale	Nov 20, 2018 · Amount on File
Prior Sale	Nov 26, 2008 · Amount on File
Deed Document Number	201849568
Deed Book / Page	3783 / 1816
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7323 COPTER LN, MILTON, FL 32570-6213
Document Number	0038850369
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7323 COPTER LN MILTON FL 325706213, MILTON, FL 32570-6213

Mortgage

Document Number	0038850369
Date	Oct 30, 2019
Book Page	003885/000369
Instrument	48844

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 20, 2018
Property Address	7323 COPTER LN, MILTON, FL 32570-6213
Document Number	0037831816
Book / Page	003783 / 001816
Instrument Date	Nov 15, 2018
Instrument	49568
Transaction Type	Transfer
Record Updated	Jan 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7323 COPTER LN MILTON FL 325706213, MILTON, FL 32570-6213

Mortgage

Document Number	37831819
Date	Nov 20, 2018
Book Page	003783/001819
Instrument	49569

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MT 65203

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7323 COPTER LN, MILTON, FL 32570-6213
Document Number	0036800850
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7323 COPTER LN MILTON FL 325706213, MILTON, FL 32570-6213

Mortgage

Document Number	0036800850
Date	Nov 21, 2017
Book Page	003680/000850
Instrument	48330

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$855.00 (+4.78%) Homeowner's exemption Disabled Person's exemption	$110,190 (+3%)	$158,134 (+0.5%) Land $20,000 Building $138,134
2023	$816.00 (+3.55%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$106,981 (+3%)	$157,347 (+2.67%) Land $20,000 Building $137,347
2022	$788.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$103,865	$153,248 Land $23,000 Building $130,248

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7323 Copter Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7323 Copter Ln is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

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