7322 Matthews Rd, Durham, NC 27712 Property Records

Durham County property record for 7322 Matthews Rd, Durham, NC 27712

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,371 sqft · built 1978
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,383 (2026)
Deeds & Mortgages	Dec 2025 Second Mortgage Sep 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0826-09-7593`

Property Details

APN / Parcel Number

Primary APN	`0826-09-7593`
Alternative APNs	`0826-09-75-9311` `082601098505` `188487`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,371 sqft Heated Area
1st Floor Area	2,371 sqft
Basement Area	1,723 sqft
Unfinished Basement	1,723 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Material	Asphalt
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Carport
Garage Area	624 sqft
Carport	Carport
Carport Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic

Location & Zoning

Street Address	7322 MATTHEWS RD
City	DURHAM
State	NC
Zip	27712-9238
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	CRESTVIEW/LT#26-28 INCL PL:000028-000041
Legal Subdivision	CRESTVIEW
Legal Lot Number	26,28
Jurisdiction	DURHAM NC
Township / Civil Division	LEBANON
Census Block Group	1
Census Block	1005
Census Tract	1603

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7322 MATTHEWS RD, DURHAM, NC 27712-9238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COASTAL FCU
Sep 27, 2021	Deed of Trust, Mortgage · Line of Credit COASTAL FCU
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FCU
Oct 9, 2020	Loan Modification, Mortgage · Conventional Mortgage COASTAL FCU
Jul 3, 2020	Loan Modification, Mortgage · Conventional Mortgage COASTAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	7322 MATTHEWS RD, DURHAM, NC 27712-9238
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0104400069
Date	Dec 8, 2025
Book Page	10440/69
Instrument	2025156718

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 15, 2045

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	7322 MATTHEWS RD, DURHAM, NC 27712-9238
Transaction Type	Mortgage
Record Updated	Oct 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094740271
Date	Sep 27, 2021
Book Page	9474/271
Instrument	2021048945

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 26, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	7322 MATTHEWS RD, DURHAM, NC 27712-9238
Transaction Type	Mortgage
Record Updated	Sep 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094600515
Date	Sep 13, 2021
Book Page	9460/515
Instrument	2021046559

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Oct 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	8.87%

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DURHAM NC
Property Address	7322 MATTHEWS RD, DURHAM, NC 27712-9238
Document Number	0091390697
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7322 MATTHEWS RD DURHAM NC 277129238, DURHAM, NC 27712-9238

Mortgage

Document Number	0091390697
Date	Nov 18, 2020
Book Page	009139/000697
Instrument	50782

Lender

Name	COASTAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 17, 2035

Interest

Rate Type	Fixed Rate
Rate	7.25%

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DURHAM NC
Property Address	7322 MATTHEWS RD, DURHAM, NC 27712-9238
Document Number	0090030177
Instrument Date	Jul 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7322 MATTHEWS RD DURHAM NC 277129238, DURHAM, NC 27712-9238

Mortgage

Document Number	0090030177
Date	Jul 14, 2020
Book Page	009003/000177
Instrument	27491

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 13, 2035

Interest

Rate Type	Fixed Rate
Rate	7.25%

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,383.00 (+3.55%)	$447,940 (-) Land $102,600 Building $345,340	$447,940 (-) Land $102,600 Building $345,340
2025	$3,267.00 (+11.54%)	$447,940 (+49.32%) Land $102,600 Building $345,340	$447,940 (+49.32%) Land $102,600 Building $345,340
2023	$2,929.00 (+4.53%)	$299,989 Land $45,937 Building $254,052	$299,989 Land $45,937 Building $254,052
2022	$2,802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	11 (1996–2020)
Claims Outside the SFHA	11 of 11
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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