7322 2nd St, Willow River, MN 55795 Property Records

Pine County property record for 7322 2nd St, Willow River, MN 55795

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,313 sqft · built 1940
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on Record
Tax Bill	$1,032 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Sep 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44.5047.000`

Property Details

APN / Parcel Number

Primary APN	`44.5047.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,313 sqft Living Area
Gross Area	1,512 sqft
Basement Area	1,140 sqft
Finished Basement	1,140 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1982
Exterior Material	Vinyl
Construction Type	Steel Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 10 ft wide
Garage Area	576 sqft
Driveway	Driveway
Driveway Area	560 sqft
Parking Spaces	2 Parking Spaces
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7322 2ND ST
City	WILLOW RIVER
State	MN
Zip	55795-9508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-28 TWP-044 RANGE-020 TOWNSITE OF KETTLE RIVER LOTS 7 & 8, BLOCK 5 MICRO #391699 8, BLOCK 5 MICRO #391699
Legal Range	020
Legal Township	044
Legal Section	28
Legal Subdivision	TOWNSITE OF KETTLE RIVER
Legal Block	5
Legal Lot Number	7-8
Jurisdiction	PINE MN
Township / Civil Division	RUTLEDGE
Census Block Group	1
Census Block	1084
Census Tract	950200

Owner

Source: Pine County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7322 2ND ST, WILLOW RIVER, MN 55795-9508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2024	Deed of Trust, Mortgage · Commercial Mortgage NORTHVIEW BANK & TRUST
Sep 22, 2025	Affidavit of Death of Joint Tenant, Transfer
Oct 21, 2024	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	7322 2ND ST, WILLOW RIVER, MN 55795-9508
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000585046
Date	Nov 27, 2024
Instrument	585046

Lender

Name	NORTHVIEW BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 27, 2039

Interest

Rate Type	Adjustable Rate

September 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	PINE MN
Recording Date	Sep 22, 2025
Property Address	7322 2ND ST, WILLOW RIVER, MN 55795-9508
Document Number	000A589999
Instrument Date	Sep 22, 2025
Instrument	A589999
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7322 2ND ST, RUTLEDGE, MN 55795-9508

October 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	PINE MN
Recording Date	Oct 21, 2024
Property Address	7322 2ND ST, WILLOW RIVER, MN 55795-9508
Document Number	0000584345
Instrument Date	Sep 30, 2024
Instrument	584345
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7322 2ND ST, RUTLEDGE, MN 55795-9508

Tax Assessment & Valuation

Source: Pine County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pine County
Municipality	Rutledge City
Unified School District	Willow River Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,400 (+18.02%) Land $35,000 Building $148,400	$183,400 (+18.02%) Land $35,000 Building $148,400
2025	$1,032.00 (-9.95%) Homeowner's exemption	$155,400 (+3.32%) Land $28,000 Building $127,400	$155,400 (+3.32%) Land $28,000 Building $127,400
2024	$1,146.00 (+7.71%)
2023	$1,064.00 Homeowner's exemption	$150,400 Land $29,700 Building $120,700	$150,400 Land $29,700 Building $120,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1997–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable · Fiber in parts of the area	250 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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