Black Hawk County property record for 7321 Waverly Rd, Cedar Falls, IA 50613
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,322 sqft · built 1900 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,302 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 9014-14-426-017 |
| Primary APN | 9014-14-426-017 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,322 sqft Living Area |
| 1st Floor Area | 510 sqft |
| Basement Area | 710 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 53,143 sqft (1.22 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 168 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 7321 WAVERLY RD |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-8735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PART OF THE NE SE SEC 14 T 90 R 14 DESC AS FOL: COM AT PT ON THE E LINE OF SAID SEC 14 WHICH IS 613 FT S OF THE NE COR |
| Legal Range | 14W |
| Legal Township | 90N |
| Legal Section | 14 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 2604 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7321 WAVERLY RD, CEDAR FALLS, IA 50613-8735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CREDIT UNION |
| Aug 7, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 31, 2026 |
| Property Address | 7321 WAVERLY RD, CEDAR FALLS, IA 50613-8735 |
| Document Number | 0000011500 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 202611500 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7321 WAVERLY RD, CEDAR FALLS, IA 50613-8735 |
| Document Number | 0000011500, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 202611500 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 10, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Aug 7, 2026 |
| Property Address | 7321 WAVERLY RD, CEDAR FALLS, IA 50613-8735 |
| Document Number | 0000011873 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 202611873 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7321 WAVERLY RD, CEDAR FALLS, IA 50613-8735 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Janesville Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,302.00 (+5.29%) Homeowner's exemption | $312,260 (+12.41%) Land $91,800 Building $220,460 | $312,260 (+12.41%) Land $91,800 Building $220,460 |
| 2024 | $3,136.00 (-2%) | ||
| 2023 | $277,780 (+16.65%) Land $81,600 Building $196,180 | $277,780 (+16.65%) Land $81,600 Building $196,180 | |
| 2022 | $3,200.00 Homeowner's exemption | $238,140 Land $71,400 Building $166,740 | |
| 2021 | $238,140 Land $71,400 Building $166,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 22 (2008–2019) |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Utilities Fiber | 10,000 / 10,000 |
| GigFire Fixed Wireless | 150 / 130 |
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