Lincoln County property record for 7321 Meta Ct, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,996 sqft · built 2015 |
| Lot Size | 0.251 acres (10,934 sqft) |
| Owner | Individual Name on File |
| Last Sale | $505,000 (Jan 2023) |
| Tax Bill | $3,677 (2026) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4601-76-6281 |
| Primary APN | 4601-76-6281 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 2,996 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Custom Design |
| Lot Area | 10,934 sqft (0.251 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 295286 |
|---|---|
| Street Address | 7321 META CT |
| City | STANLEY |
| State | NC |
| Zip | 28164-7838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-MU CU |
| Legal Description | 474THE GATES@WATERSIDE CR |
| Legal Subdivision | GATES WATERSIDE XING |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 71102 |
7321 Meta Ct is owned and occupied by an individual who bought it in January 2023.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7321 META CT, STANLEY, NC 28164-7838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2023 | Warranty Deed, Transfer · Commercial Mortgage STATE EMPLOYEES CU |
| May 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jun 9, 2017 | Warranty Deed, Transfer · Conventional with PMI PRIMARY RESID'L MTG |
| Feb 7, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2023 · Amount on File |
| Deed Sale | Jan 25, 2023 · Amount on File |
| Prior Sale | Jun 9, 2017 · Amount on File |
| Deed Document Number | 2023662831 |
| Deed Book / Page | 3225 / 204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jan 25, 2023 |
| Property Address | 7321 META CT, STANLEY, NC 28164-7838 |
| Document Number | 0003225204 |
| Book / Page | 3225 / 204 |
| Map Reference | MB 15 PG 488 |
| Instrument Date | Jan 25, 2023 |
| Instrument | 662831 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,010.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3238 ALLEN BARRETT RD, MURFREESBORO, TN 37129-7445 |
| Name | Verified Name |
|---|---|
| Address | 7321 META CT, STANLEY, NC 28164-7838 |
| Document Number | 0000662832 |
|---|---|
| Date | Jan 25, 2023 |
| Instrument | 662832 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Feb 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 5-Year TN |
| Max Rate | 11.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7321 META CT, STANLEY, NC 28164-7838 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 3037387 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 3037/387 |
| Instrument | 630496 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jun 9, 2017 |
| Property Address | 7321 META CT, STANLEY, NC 28164-7838 |
| Document Number | 26711 |
| Book / Page | 002671 / 000001 |
| Instrument Date | Jun 9, 2017 |
| Instrument | 563838 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $675.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7321 META CT STANLEY NC 281647838, STANLEY, NC 28164-7838 |
| Document Number | 26714 |
|---|---|
| Date | Jun 9, 2017 |
| Book Page | 002671/000004 |
| Instrument | 563839 |
| Name | PRIMARY RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 8, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7321 META CT, STANLEY, NC 28164-7838 |
| Document Number | 2647171 |
| Instrument Date | Feb 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 7321 META CT STANLEY NC 281647838, STANLEY, NC 28164-7838 |
| Document Number | 2647171 |
|---|---|
| Date | Feb 17, 2017 |
| Book Page | 002647/000171 |
| Instrument | 558972 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 16, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 7321 Meta Ct was $3,677.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,677.00 | $585,680 Land $82,000 Building $503,680 | $585,680 Land $82,000 Building $503,680 |
| 2023 | $3,642.00 | $585,680 Land $82,000 Building $503,680 | $585,680 Land $82,000 Building $503,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7321 Meta Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7321 Meta Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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