7321 Cheryl Ct, Mobile, AL 36695 Property Records

Mobile County property record for 7321 Cheryl Ct, Mobile, AL 36695

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,340 sqft · built 1989
Lot Size	0.243 acres (10,600 sqft)
Owner	2 Company Names on File
Last Sale	$241,500 (Aug 2024)
Tax Bill	$998 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R022809304000002007`

Property Details

APN / Parcel Number

Primary APN	`R022809304000002007`
Alternative APNs	`28 09 30 4 000 002.007` `02041784` `2041784`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,340 sqft Living Area
1st Floor Area	1,600 sqft
Upper Floors Area	1,480 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1996
Exterior Material	Other
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,600 sqft (0.243 acres)
Garage Area	440 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	200 sqft
Deck Area	338 sqft
Patio Area	338 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2041784
Street Address	7321 CHERYL CT
City	MOBILE
State	AL
Zip	36695-4408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 SMITHFIELD UNIT 7 MBK 40 PG 123 #SEC 30 T4S R2W #MP28 09 30 4 000
Legal Range	04S
Legal Township	04S
Legal Section	30
Legal Subdivision	SMITHFIELD
Legal Lot Number	7
Legal Unit	7
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	3
Census Block	3003
Census Tract	6411

Owner

7321 Cheryl Ct is owned by a company that bought it in August 2024 and is owner-occupied.

Source: Mobile County records, as of September 15, 2026

Owner of Record	2 Company Names on File
Mailing Address	7321 CHERYL CT, MOBILE, AL 36695-4408
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 16, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 17, 2019	Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2024 · Amount on File
Deed Sale	Aug 15, 2024 · Amount on File
Prior Sale	Sep 17, 2019
Deed Document Number	202452086
Prior Transfer Date	Sep 7, 2019
Prior Transfer Doc	0000054896
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	7321 CHERYL CT, MOBILE, AL 36695-4408
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019252
Date	Mar 14, 2022
Instrument	2022019252

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	276 Months
Due	Mar 1, 2045

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	7321 CHERYL CT, MOBILE, AL 36695-4408
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035132
Date	Jun 16, 2020
Instrument	2020035132

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	293 Months
Due	Nov 1, 2044

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MOBILE AL
Recording Date	Sep 17, 2019
Property Address	7321 CHERYL CT, MOBILE, AL 36695-4408
Document Number	0000054896
Map Reference	MB 40 PG 123
Instrument Date	Sep 7, 2019
Instrument	2019054896
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7321 CHERYL CT, MOBILE, AL 36695-4408

Mortgage

Document Number	0000054897
Date	Sep 17, 2019
Instrument	2019054897

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 7321 Cheryl Ct was $998 with exemptions applied, up 1.6% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$998.00 (+1.63%) Homeowner's exemption Senior Citizen's exemption	$24,490 (+1.58%) Land $3,500 Building $20,990	$244,900 (+1.58%) Land $35,000 Building $209,900
2024	$982.00 (+5.48%) Homeowner's exemption Senior Citizen's exemption	$24,110 (+4.19%) Land $3,500 Building $20,610	$241,100 (+4.19%) Land $35,000 Building $206,100
2023	$931.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$23,140 Land $3,500 Building $19,640	$231,400 Land $35,000 Building $196,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7321 Cheryl Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7321 Cheryl Ct is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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