7320 Vermont Rd, Rhoadesville, VA 22542 Property Records

Orange County property record for 7320 Vermont Rd, Rhoadesville, VA 22542

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,222 sqft · built 2004
Lot Size	3 acres (130,680 sqft)
Owner	2 Owner Names on File
Last Sale	$240,000 (Jul 2013)
Tax Bill	$1,876 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021-00-02-00-0018`

Property Details

APN / Parcel Number

Primary APN	`021-00-02-00-0018`
Alternative APN	`5972`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,222 sqft Living Area
1st Floor Area	1,380 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Area	1,300 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Porch Area	365 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5972
Street Address	7320 VERMONT RD
City	RHOADESVILLE
State	VA
Zip	22542-8918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A AGRICULTURAL
Legal Description	21-(2)-18 OAKWOOD LAKE EST PC B-365
Legal Subdivision	OAKWOOD LAKES SUB SEC 4
Legal Lot Number	18
Jurisdiction	ORANGE VA
Township / Civil Division	5
Census Block Group	3
Census Block	3001
Census Tract	110104

Owner

The current owner of 7320 Vermont Rd bought it in July 2013.

Source: Orange County records, as of November 17, 2025

Owner of Record	2 Owner Names on File
Mailing Address	7320 VERMONT RD, RHOADESVILLE, VA 22542-8918
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Line of Credit ARGENT FCU
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2013 · Amount on File
Deed Sale	Jul 30, 2013 · Amount on File
Deed Document Number	6235
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE VA
Property Address	7320 VERMONT RD, RHOADESVILLE, VA 22542-8918
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005268
Date	Nov 12, 2025
Instrument	250005268

Lender

Name	ARGENT FCU
Type	Credit Union
Address	CHESTER, VA 23831

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 11, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE VA
Property Address	7320 VERMONT RD, RHOADESVILLE, VA 22542-8918
Document Number	200005466
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7320 VERMONT RD RHOADESVILLE VA 225428918, RHOADESVILLE, VA 22542-8918

Mortgage

Document Number	200005466
Date	Oct 6, 2020
Instrument	5466

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2050

Interest

Rate Type	Fixed Rate
Rate	2.88%

Tax Assessment & Valuation

The 2025 property tax bill for 7320 Vermont Rd was $1,876.

Source: Orange County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Orange County
Unified School District	Orange County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,876.00	$246,500 Land $45,000 Building $201,500	$246,500 Land $45,000 Building $201,500
2023	$1,876.00	$246,500 Land $45,000 Building $201,500	$246,500 Land $45,000 Building $201,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7320 Vermont Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7320 Vermont Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
FiberLync Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Virginia Broadband.

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