7320 Old Trail Rd, Fort Wayne, IN 46809 Property Records

Allen County property record for 7320 Old Trail Rd, Fort Wayne, IN 46809

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,240 sqft · built 1945
Lot Size	0.222 acres (9,650 sqft)
Owner	Individual Name on File
Last Sale	$120,237 (Dec 2022)
Tax Bill	$1,509 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-12-33-229-037.000-074`

Property Details

APN / Parcel Number

Primary APN	`02-12-33-229-037.000-074`
Alternative APN	`9542090018`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,240 sqft Living Area
Gross Area	3,624 sqft
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,650 sqft (0.222 acres)
Lot Dimensions	1,930 ft deep x 500 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7320 OLD TRAIL RD
City	FORT WAYNE
State	IN
Zip	46809-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 WAYNEDALE GARDENS ADD
Legal Subdivision	WAYNEDALE GARDENS ADD
Legal Lot Number	18
Jurisdiction	ALLEN IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2009
Census Tract	3800

Owner

7320 Old Trail Rd is owned and occupied by an individual who bought it in December 2022.

Source: Allen County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	7320 OLD TRAIL RD, FORT WAYNE, IN 46809-2804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Oct 9, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 12, 2022	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2022 · Amount on File
Deed Sale	Dec 12, 2022 · Amount on File
Prior Sale	May 17, 2012 · Amount on File
Deed Document Number	202265208
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Recording Date	Aug 17, 2026
Property Address	7320 OLD TRAIL RD, FORT WAYNE, IN 46809-2804
Document Number	0000036976
Instrument Date	Jul 23, 2026
Instrument	202636976
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7320 OLD TRAIL RD, FORT WAYNE, IN 46809-2804

Mortgage

Document Number	0000036976,
Date	Aug 17, 2026
Instrument	202636976

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	7320 OLD TRAIL RD, FORT WAYNE, IN 46809-2804
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7320 OLD TRAIL RD, FORT WAYNE, IN 46809-2804

Mortgage

Document Number	2025045815
Date	Oct 9, 2025
Instrument	2025045815

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	327 Months
Due	Jan 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Dec 12, 2022
Property Address	7320 OLD TRAIL RD, FORT WAYNE, IN 46809-2804
Document Number	2022065208
Instrument Date	Dec 9, 2022
Instrument	2022065208
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7320 OLD TRAIL RD, FORT WAYNE, IN 46809-2804

Mortgage

Document Number	2022065209
Date	Dec 12, 2022
Instrument	2022065209

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 7320 Old Trail Rd was $1,509 with a homeowner's exemption, up 49% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Wayne Township
Municipality	Fort Wayne City
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,509.00 (+48.96%)	$155,000 Land $16,900 Building $138,100	$155,000 Land $16,900 Building $138,100
2024	$1,013.00 (-5.94%)
2023	$1,077.00 (+22.67%)	$119,900 (+18.24%) Land $16,900 Building $103,000	$119,900 (+18.24%) Land $16,900 Building $103,000
2022	$878.00	$101,400 Land $15,300 Building $86,100	$101,400 Land $15,300 Building $86,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7320 Old Trail Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7320 Old Trail Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, Verizon.

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