Mecklenburg County property record for 7320 Lancer Dr, Charlotte, NC 28226
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,618 sqft · built 1969 |
| Lot Size | 2.01 acres (87,556 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,047 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 211-092-01 |
| Primary APN | 211-092-01 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,618 sqft Living Area |
| Gross Area | 3,218 sqft |
| 1st Floor Area | 2,618 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 87,556 sqft (2.01 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 317 sqft |
| Deck Area | 184 sqft |
| Patio Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 7320 LANCER DR |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28226-7506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L42B1M14-105&REAR TR LANCER DR |
| Legal Subdivision | OLDE PROVIDENCE |
| Legal Block | 1 |
| Legal Lot Number | 42 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 3013 |
7320 Lancer Dr is owned and occupied by an individual who acquired it in March 1979.
Source: Mecklenburg County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7320 LANCER DR, CHARLOTTE, NC 28226-7506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 1979 |
| Deed Sale | Mar 2, 1979 |
| Deed Book / Page | 4164 / 548 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 7320 LANCER DR, CHARLOTTE, NC 28226-7506 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7320 LANCER DR, CHARLOTTE, NC 28226-7506 |
| Document Number | 0000225589 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 36814/284 |
| Instrument | 2021225589 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 29, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 7320 Lancer Dr was $5,047.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,047.00 | $635,500 Land $216,000 Building $419,500 | $635,500 Land $216,000 Building $419,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7320 Lancer Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 48 (1979–2024) |
| Claims Outside the SFHA | 10 of 48 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7320 Lancer Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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