7320 Gabbiano Ln, Carlsbad, CA 92011 Property Records

San Diego County property record for 7320 Gabbiano Ln, Carlsbad, CA 92011

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,492 sqft · built 1999
Lot Size0.417 acres (18,156 sqft)
Owner2 Individual Names on File
Last Sale$1,255,000 (Jan 2018)
Tax Bill$15,473 (2025)
Deeds & MortgagesMar 2020 Mortgage
Mar 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN216-451-01-00

Property Details

APN / Parcel Number

Primary APN216-451-01-00

Interior

Bedrooms5 Beds
Full Baths4 Baths
Building Area3,492 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area18,156 sqft (0.417 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address7320 GABBIANO LN
CityCARLSBAD
StateCA
Zip92011-5510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-C
Legal DescriptionLOT 16 TR 012902
Legal SubdivisionCARLSBAD COURT
Legal Tract012902
Legal Block1
Legal Lot Number16
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1001
Census Tract17808

Owner

7320 Gabbiano Ln is owned and occupied by two individuals who bought it in January 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address7040 AVENIDA ENCINAS, 104, CARLSBAD, CA 92011-4653
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
NOVA FINANCIAL & INVESTMENT CORP
Mar 6, 2019Deed of Trust, Mortgage · Conventional Mortgage
NOVA FINANCIAL & INVESTMENT CORP
Jan 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
NOVA FINANCIAL & INVESTMENT CORP
Jan 11, 2018Grant Deed, Transfer · Conventional Mortgage
NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 11, 2018 · Amount on File
Deed SaleJan 11, 2018 · Amount on File
Prior SaleMar 24, 1998 · Amount on File
Deed Document Number201812750
Prior Transfer DateOct 25, 2011
Prior Transfer Doc0000577879
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address7320 GABBIANO LN, CARLSBAD, CA 92011-5510
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000162604
DateMar 30, 2020
Instrument2020-0162604
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
AddressTUCSON, AZ 85711
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address7320 GABBIANO LN, CARLSBAD, CA 92011-5510
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE OF CA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000081054
DateMar 6, 2019
Instrument2019-0081054
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
AddressTUCSON, AZ 85711
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term349 Months
DueApr 1, 2048

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address7320 GABBIANO LN, CARLSBAD, CA 92011-5510
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address7320 GABBIANO LN, CARLSBAD, CA 92011-5510

Mortgage

Document Number0000047393
DateJan 21, 2021
Instrument2021-0047393
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
AddressTUCSON, AZ 85711
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 11, 2018
Property Address7320 GABBIANO LN, CARLSBAD, CA 92011-5510
Document Number0000012750
Map ReferenceMAP 12902
Instrument DateDec 28, 2017
Instrument2018-0012750
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7320 GABBIANO LN, CARLSBAD, CA 92011-5510

Mortgage

Document Number0000012751
DateJan 11, 2018
Instrument2018-0012751
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7320 Gabbiano Ln was $15,473 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityCarlsbad City
Unified School DistrictCarlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,469,530 (+2.91%) Land $899,452 Building $570,078
2025$15,473.00 Homeowner's exemption$1,427,971 Land $881,816 Building $546,155
2023$14,870.00 (+1.57%) Homeowner's exemption$1,372,524 Land $847,575 Building $524,949
2022$14,640.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7320 Gabbiano Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7320 Gabbiano Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARLSBAD MWD
serves 96,371 people · EPA ID CA3710005
Water SourcePurchased surface water from several systems
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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