7320 Chestnut St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7320 Chestnut St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1922
Lot Size	0.153 acres (6,660 sqft)
Owner	2 Individual Names on Record
Last Sale	$31,000 (Feb 2024)
Tax Bill	$5,470 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Feb 2024 Transfer + 4 more
Flood Zone	Zone X (moderate risk)
APN	`841-09-037`

Property Details

APN / Parcel Number

Primary APN	`841-09-037`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	1,540 sqft
1st Floor Area	1,040 sqft
Basement Area	500 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1930
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,660 sqft (0.153 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7320 CHESTNUT ST
City	GILROY
State	CA
Zip	95020-6208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 1 PART OF LOT 2
Legal Subdivision	MAP 6
Legal Block	1
Legal Lot Number	2
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3020
Census Tract	512603

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7320 CHESTNUT ST, GILROY, CA 95020-6208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Grant Deed, Transfer · Conventional Mortgage OCMBC INC
Feb 9, 2024	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Oct 1, 2021	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Aug 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 30, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2024 · Amount on Record
Deed Sale	Feb 9, 2024 · Amount on Record
Prior Sale	Dec 16, 2013 · Amount on Record
Deed Document Number	202425596934
Prior Transfer Date	Feb 5, 2024
Prior Transfer Doc	0025596933
Record Updated	Sep 20, 2026

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 9, 2024
Property Address	7320 CHESTNUT ST, GILROY, CA 95020-6208
Document Number	0025596934
Instrument Date	Feb 5, 2024
Instrument	25596934
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7320 CHESTNUT ST, GILROY, CA 95020-6208

Mortgage

Document Number	0025596935
Date	Feb 9, 2024
Instrument	25596935

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 9, 2024
Property Address	7320 CHESTNUT ST, GILROY, CA 95020-6208
Document Number	0025596933
Instrument Date	Feb 5, 2024
Instrument	25596933
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7320 CHESTNUT ST, GILROY, CA 95020-6208

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7320 CHESTNUT ST, GILROY, CA 95020-6208
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7320 CHESTNUT ST, GILROY, CA 95020-6208

Mortgage

Document Number	0025120424
Date	Oct 1, 2021
Instrument	25120424

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 30, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7320 CHESTNUT ST, GILROY, CA 95020-6208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024006618
Date	Aug 20, 2018
Instrument	24006618

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7320 CHESTNUT ST, GILROY, CA 95020-6208
Document Number	0024478247
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7320 CHESTNUT ST GILROY CA 950206208, GILROY, CA 95020-6208

Mortgage

Document Number	0024478247
Date	May 13, 2020
Instrument	24478247

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7320 CHESTNUT ST, GILROY, CA 95020-6208
Document Number	0024246373
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7320 CHESTNUT ST GILROY CA 950206208, GILROY, CA 95020-6208

Mortgage

Document Number	0024246373
Date	Aug 5, 2019
Instrument	24246373

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2049

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$453,191 (+2%) Land $219,072 Building $234,119
2025	$5,470.00 (+3.52%)	$444,306 (+7.74%) Land $214,777 Building $229,529
2024	$5,284.00 (+0.59%)
2023	$5,253.00 (+1.66%)	$412,381 Land $185,570 Building $226,811
2022	$5,167.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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