7320 Cache Creek Ln, Bakersfield, CA 93311 Property Records

Kern County property record for 7320 Cache Creek Ln, Bakersfield, CA 93311

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,352 sqft · built 2009
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Oct 2025)
Tax Bill	$3,727 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`540-032-06-00-8`

Property Details

APN / Parcel Number

Primary APN	`540-032-06-00-8`
Alternative APNs	`540-032-06-7` `5400320600` `54003206`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	1,818 sqft
1st Floor Area	1,352 sqft
Family Room	Family Room

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	29 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	540032067
Street Address	7320 CACHE CREEK LN
City	BAKERSFIELD
State	CA
Zip	93311-4506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 6359 , BLOCK PH1, LOT 38
Legal Subdivision	6359 PH 1
Legal Tract	6359
Legal Block	2
Legal Lot Number	38
Jurisdiction	KERN CA
Township / Civil Division	GREENFIELD-PANAMA
Census Block Group	2
Census Block	2026
Census Tract	3220

Owner

7320 Cache Creek Ln is owned and occupied by two individuals who bought it in October 2025.

Source: Kern County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7320 CACHE CREEK LN, BAKERSFIELD, CA 93311-4506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 27, 2025	Grant Deed, Transfer · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2025 · Amount on File
Deed Sale	Oct 27, 2025 · Amount on File
Prior Sale	Oct 23, 2009 · Amount on File
Deed Document Number	2025130336
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	7320 CACHE CREEK LN, BAKERSFIELD, CA 93311-4506
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	AMROCK INCORPORATED

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7320 CACHE CREEK LN, BAKERSFIELD, CA 93311-4506

Mortgage

Document Number	0000156892
Date	Aug 19, 2021
Instrument	221156892

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jun 1, 2051

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Oct 27, 2025
Property Address	7320 CACHE CREEK LN, BAKERSFIELD, CA 93311-4506
Document Number	0000130336
Map Reference	MB 58 PG 76
Instrument Date	Oct 13, 2025
Instrument	225130336
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7320 CACHE CREEK LN, BAKERSFIELD, CA 93311-4506

Mortgage

Document Number	0000130337
Date	Oct 27, 2025
Instrument	225130337

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Mortgage

Document Number	0000130338
Date	Oct 27, 2025
Instrument	225130338

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	7320 CACHE CREEK LN, BAKERSFIELD, CA 93311-4506
Document Number	0000038906
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7320 CACHE CREEK LN BAKERSFIELD CA 933114506, BAKERSFIELD, CA 93311-4506

Mortgage

Document Number	0000038906
Date	Mar 25, 2020
Instrument	38906

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7320 Cache Creek Ln was $3,727.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Lakeside Union School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$400,000 (+58.92%) Land $120,000 Building $280,000
2025	$3,727.00	$251,693 Land $64,533 Building $187,160
2023	$3,573.00 (+2.26%)	$241,922 Land $62,028 Building $179,894
2022	$3,494.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7320 Cache Creek Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7320 Cache Creek Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50

May also be available: Verizon.

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