7320 45th Ave NE, Seattle, WA 98115 Property Records

King County property record for 7320 45th Ave NE, Seattle, WA 98115

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,720 sqft · built 1954
Lot Size	0.131 acres (5,723 sqft)
Owner	2 Individual Names on Record
Last Sale	$986,000 (Feb 2016)
Tax Bill	$16,985 (2026)
Deeds & Mortgages	Apr 2021 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042900-0025`

Property Details

APN / Parcel Number

Primary APN	`042900-0025`
Alternative APN	`042900002504`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,720 sqft Living Area
Gross Area	2,980 sqft
1st Floor Area	1,710 sqft
Basement Area	1,010 sqft
Finished Basement	1,010 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	5,723 sqft (0.131 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	042900002504
Street Address	7320 45TH AVE NE
City	SEATTLE
State	WA
Zip	98115-6104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR3
Legal Description	BALCHS VIEW RIDGE # 13 PLAT BLOCK: A PLAT LOT: 5
Legal Range	04
Legal Township	25
Legal Section	03
Legal Subdivision	BALCHS VIEW RIDGE NO. 13
Legal Block	A
Legal Lot Number	5
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	2
Census Block	2004
Census Tract	3900

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1329, EDMONDS, WA 98020-1329
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2016 · Amount on Record
Deed Sale	Feb 19, 2016 · Amount on Record
Prior Sale	Jun 26, 2000 · Amount on Record
Deed Document Number	2016518
Prior Transfer Date	Dec 28, 2015
Prior Transfer Doc	0000000054
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	7320 45TH AVE NE, SEATTLE, WA 98115-6104
Transaction Type	Mortgage
Record Updated	Mar 21, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7320 45TH AVE NE, SEATTLE, WA 98115-6104

Mortgage

Document Number	0000002158
Date	Apr 16, 2021
Instrument	20210416002158

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 28, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	7320 45TH AVE NE, SEATTLE, WA 98115-6104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002269
Date	Nov 24, 2020
Instrument	20201124002269

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,985.00 (+11.07%)
2025		$1,631,000 (+3.36%) Land $888,000 Building $743,000	$1,631,000 (+3.36%) Land $888,000 Building $743,000
2024	$15,292.00 (+8.96%)	$1,578,000 (-4.01%) Land $814,000 Building $764,000	$1,578,000 (-4.01%) Land $814,000 Building $764,000
2022	$14,035.00	$1,644,000 Land $720,000 Building $924,000	$1,644,000 Land $720,000 Building $924,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2021 · Severe Winter Storm, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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