732 W Pine Ave, Eastpoint, FL 32328 Property Records

Franklin County property record for 732 W Pine Ave, Eastpoint, FL 32328

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,176 sqft · built 1983
Lot Size	0.344 acres (14,990 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jan 2015)
Tax Bill	$1,443 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`29-09S-06W-7315-0070-0070`

Property Details

APN / Parcel Number

Primary APN	`29-09S-06W-7315-0070-0070`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,176 sqft Heated Area
Gross Area	1,470 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,990 sqft
Lot Width	100 ft Width
Porch	Open Porch
Porch Area	294 sqft
Deck Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	732 W PINE AVE
City	EASTPOINT
State	FL
Zip	32328-2521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 5 BL 70 LOT 7 OR/165/140 199/35 ORB 203 PAGE 379 665/30 814/385 1118/615 1137/7 1408/569-DEATH CERT
Legal Range	06W
Legal Township	09S
Legal Section	29
Legal Subdivision	STGEORGE IS GULF BEACHES
Legal Block	70
Legal Lot Number	7
Legal Unit	5
Jurisdiction	FRANKLIN FL
Township / Civil Division	APALACHICOLA
Census Block Group	1
Census Block	1046
Census Tract	970304

Owner

732 W Pine Ave is owned and occupied by an individual who bought it in January 2015.

Source: Franklin County records, as of January 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	732 W PINE AVE, EASTPOINT, FL 32328-2521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2015 · Amount on File
Deed Sale	Jan 23, 2015 · Amount on File
Deed Document Number	201519000362
Deed Book / Page	1137 / 007
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN FL
Property Address	732 W PINE AVE, EASTPOINT, FL 32328-2521
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 W PINE AVE, SAINT GEORGE ISLAND, FL 32328-2521

Mortgage

Document Number	0019003103
Date	May 18, 2021
Book Page	1301/204
Instrument	202119003103

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 732 W Pine Ave was $1,443 with a homeowner's exemption, up 2.3% from the year before.

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,443.00 (+2.27%) Homeowner's exemption	$184,733 (+2.9%)	$394,931 (-12.46%) Land $135,000 Building $259,931
2024	$1,411.00 (-0.07%) Homeowner's exemption	$179,527 (+3%)	$451,120 (+22.29%) Land $160,000 Building $291,120
2023	$1,412.00 (+0.86%) Homeowner's exemption	$174,298 (+3%)	$368,884 (+24.95%) Land $125,000 Building $243,884
2022	$1,400.00 Homeowner's exemption	$169,221	$295,220 Land $65,500 Building $229,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 732 W Pine Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 997 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,020 units insured incl. 23 condo units
Nearby Flood Claims	1,119 (1985–2024)
Claims Outside the SFHA	1 of 1,119
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Michael, Oct 2018 · 524 claims Hurricane Dennis, Jul 2005 · 335 claims Hurricane Opal, Oct 1995 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 732 W Pine Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER MGMT SERVICES (ST. GEORGE ISLAND) private · serves 5,272 people · EPA ID FL1190789
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2024 Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20