732 Vine St, Bedford, VA 24523 Property Records

Bedford County property record for 732 Vine St, Bedford, VA 24523

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,049 sqft · built 1962
Owner	Individual Name on File
Last Sale	$135,900 (Oct 2021)
Tax Bill	$532 (2023)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Sep 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`212 11 11 T`

Property Details

APN / Parcel Number

Primary APN	`212 11 11 T`
Alternative APN	`80501992`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,049 sqft Living Area

Exterior

Year Built	Built 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	732 VINE ST
City	BEDFORD
State	VA
Zip	24523-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUEBERRY HILLS LOT 11
Legal Subdivision	BLUEBERRY HILLS
Jurisdiction	BEDFORD VA
Township / Civil Division	6
Census Block Group	2
Census Block	2016
Census Tract	50101

Owner

732 Vine St is owned and occupied by an individual who bought it in October 2021.

Source: Bedford County records, as of August 14, 2023

Owner of Record	Individual Name on File
Mailing Address	732 VINE ST, BEDFORD, VA 24523-2630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST RELIANCE BANK
Sep 26, 2017	Intrafamily Transfer, Transfer
Sep 26, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2021 · Amount on File
Deed Sale	Oct 27, 2021 · Amount on File
Prior Sale	Sep 26, 2017
Deed Document Number	210015355
Record Updated	Jun 7, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Oct 27, 2021
Property Address	732 VINE ST, BEDFORD, VA 24523-2630
Document Number	210015355
Instrument Date	Oct 25, 2021
Instrument	210015355
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210015356
Date	Oct 27, 2021
Instrument	210015356

Lender

Name	FIRST RELIANCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Sep 26, 2017
Property Address	732 VINE ST, BEDFORD, VA 24523-2630
Document Number	170009025
Instrument Date	Sep 21, 2017
Instrument	170009025
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Sep 26, 2017
Property Address	732 VINE ST, BEDFORD, VA 24523-2630
Document Number	170009024
Instrument Date	Sep 21, 2017
Instrument	170009024
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Municipality	Bedford Town
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$532.00 Additional exemption filed	$64,950	$129,900 Land $30,000 Building $99,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 732 Vine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 732 Vine St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,200 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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