Lake County property record for 732 Vermont St, Gary, IN 46402
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,524 sqft · built 1925 |
| Lot Size | 0.086 acres (3,746 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $60 (2024) |
| Deeds & Mortgages | May 2026 Transfer Jun 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-44-0045-0036 |
| Primary APN | 001-25-44-0045-0036 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,524 sqft Living Area |
| Gross Area | 2,388 sqft |
| 1st Floor Area | 1,524 sqft |
| Basement Area | 864 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Metal Frame |
| Roof Material | Asphalt |
| Lot Area | 3,746 sqft (0.086 acres) |
| Lot Dimensions | 125 ft deep x 30 ft wide |
| View / Lot | Alley |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 732 VERMONT ST |
|---|---|
| City | GARY |
| State | IN |
| Zip | 46402-2623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARY LAND COS 1ST SUB. L. 32, BL. 4 |
| Legal Subdivision | GARY LAND COS 1ST SUB |
| Legal Block | 4 |
| Legal Lot Number | 32 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 10600 |
Source: Lake County records, as of June 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 732 VERMONT ST, GARY, IN 46402-2623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2026 | Transfer on Death Deed, Transfer ACCOMMODATION/COURTESY RECORDI |
| Jun 16, 2023 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jun 16, 2023 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 21, 2026 |
| Transfer Doc | 0000520772 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | May 21, 2026 |
| Property Address | 732 VERMONT ST, GARY, IN 46402-2623 |
| Document Number | 0000520772 |
| Instrument Date | May 21, 2026 |
| Instrument | 2026520772 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | ACCOMMODATION/COURTESY RECORDI |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 732 VERMONT ST, GARY, IN 46402-2623 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 732 VERMONT ST, GARY, IN 46402-2623 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 732 VERMONT ST, GARY, IN 46402-2623 |
| Document Number | 0000018794 |
|---|---|
| Date | Jun 16, 2023 |
| Instrument | 2023-518794 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 732 VERMONT ST, GARY, IN 46402-2623 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000018793 |
|---|---|
| Date | Jun 16, 2023 |
| Instrument | 2023-518793 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jun 1, 2043 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $59,100 (+18.44%) Land $4,800 Building $54,300 | $59,100 (+18.44%) Land $4,800 Building $54,300 | |
| 2024 | $60.00 | ||
| 2023 | $49,900 (+5.27%) Land $4,000 Building $45,900 | $49,900 (+5.27%) Land $4,000 Building $45,900 | |
| 2022 | $47,400 Land $3,700 Building $43,700 | $47,400 Land $3,700 Building $43,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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