Lake County property record for 732 Timber Ln, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,451 sqft · built 1961 |
| Lot Size | 0.505 acres (22,002 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $735,000 (Sep 2018) |
| Tax Bill | $15,131 (2024) |
| Deeds & Mortgages | Sep 2020 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-04-406-035 |
| Primary APN | 16-04-406-035 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,451 sqft Living Area |
| Gross Area | 3,871 sqft |
| 1st Floor Area | 1,588 sqft |
| 2nd Floor Area | 863 sqft |
| Upper Floors Area | 1,218 sqft |
| Basement Area | 870 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 22,002 sqft (0.505 acres) |
| Lot Dimensions | 200 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 732 TIMBER LN |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-3120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING OAKS UNIT 6 LOT 14 |
| Legal Subdivision | WHISPERING OAKS UNIT 6 |
| Legal Lot Number | 14 |
| Legal Unit | 6 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 864602 |
732 Timber Ln is owner-occupied and held in a trust since September 2018.
Source: Lake County records, as of July 30, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 732 TIMBER LN, LAKE FOREST, IL 60045-3120 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GURANTEED RATE INC |
| Oct 16, 2019 | Deed of Trust, Mortgage GUARANTEED RATE |
| Sep 17, 2018 | Grant Deed, Transfer GUARANTEED RATE |
| Aug 17, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2018 · Amount on File |
| Deed Sale | Sep 17, 2018 · Amount on File |
| Deed Document Number | 20187513327 |
| Prior Transfer Date | Apr 20, 2017 |
| Prior Transfer Doc | 0007420697 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 732 TIMBER LN, LAKE FOREST, IL 60045-3120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0007694220 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 7694220 |
| Name | GURANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 732 TIMBER LN, LAKE FOREST, IL 60045-3120 |
| Document Number | 0007602584 |
| Instrument Date | Oct 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2019 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 732 TIMBER LN LAKE FOREST IL 600453120, LAKE FOREST, IL 60045-3120 |
| Document Number | 0007602584 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 7602584 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 21, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 17, 2018 |
| Property Address | 732 TIMBER LN, LAKE FOREST, IL 60045-3120 |
| Document Number | 0007513327 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 7513327 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2018 |
| Title Company | PROPER TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,102.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 732 TIMBER LN LAKE FOREST IL 600453120, LAKE FOREST, IL 60045-3120 |
| Document Number | 7513328 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | 7513328 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 16, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Aug 17, 2017 |
| Property Address | 732 TIMBER LN, LAKE FOREST, IL 60045-3120 |
| Document Number | 0007420697 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 7420697 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 732 TIMBER LN LAKE FOREST IL 600453120, LAKE FOREST, IL 60045-3120 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $274,878 Land $120,944 Building $153,934 | $824,716 Land $362,868 Building $461,848 | |
| 2024 | $15,131.00 (+15.47%) | ||
| 2023 | $13,104.00 (+5.82%) | $224,661 (+0.12%) Land $98,849 Building $125,812 | $674,051 (+0.12%) Land $296,577 Building $377,474 |
| 2022 | $12,383.00 | $224,386 Land $104,086 Building $120,300 | $673,225 Land $312,289 Building $360,936 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 732 Timber Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (1978–2017) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 732 Timber Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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