Montgomery County property record for 732 Symphony Woods Dr, Silver Spring, MD 20901
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,882 sqft · built 1984 |
| Lot Size | 0.301 acres (13,115 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $534,000 (Dec 2013) |
| Tax Bill | $6,902 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-02089285 |
| Primary APN | 05-02089285 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,882 sqft Living Area |
| Gross Area | 3,362 sqft |
| 1st Floor Area | 1,753 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,115 sqft (0.301 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 112 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02089285 |
|---|---|
| Street Address | 732 SYMPHONY WOODS DR |
| City | SILVER SPRING |
| State | MD |
| Zip | 20901-5066 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | DUMONT OAKS |
| Legal Subdivision | DUMONT OAKS |
| Legal Block | B |
| Legal Lot Number | 44 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 701506 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 732 SYMPHONY WOODS DR, SILVER SPRING, MD 20901-5066 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · Line of Credit KIND LENDING LLC |
| Oct 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Dec 20, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2013 · Amount on Record |
| Deed Sale | Dec 27, 2013 · Amount on Record |
| Prior Sale | Sep 29, 2009 · Amount on Record |
| Deed Book / Page | 48124 / 484 |
| Prior Transfer Date | Apr 14, 2010 |
| Prior Transfer Doc | 161753 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 732 SYMPHONY WOODS DR, SILVER SPRING, MD 20901-5066 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Title Company | TITLE TOWN SETTLEMENTS, TITLE TOWN SETTLEMENTS LLC |
| Name | Verified Name |
|---|---|
| Address | 732 SYMPHONY WOODS DR, SILVER SPRING, MD 20901-5066 |
| Document Number | 0697800073 |
|---|---|
| Date | Oct 31, 2025 |
| Book Page | 69780/73 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 732 SYMPHONY WOODS DR, SILVER SPRING, MD 20901-5066 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Title Company | CLA TITLE AND ESCROW, CLA TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 732 SYMPHONY WOODS DR, SILVER SPRING, MD 20901-5066 |
| Document Number | 0642720190 |
|---|---|
| Date | Oct 13, 2021 |
| Book Page | 64272/190 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 732 SYMPHONY WOODS DR, SILVER SPRING, MD 20901-5066 |
| Document Number | 0588970292 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 732 SYMPHONY WOODS DR SILVER SPRING MD 209015066, SILVER SPRING, MD 20901-5066 |
| Document Number | 0588970292 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 058897/000292 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2050 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $708,100 (+10.47%) Land $225,600 Building $482,500 | $708,100 (-) Land $225,600 Building $482,500 | |
| 2025 | $6,902.00 (-2.15%) | $641,000 (+26.48%) | $708,100 (+39.72%) Land $225,600 Building $482,500 |
| 2024 | $7,054.00 (+32.89%) | ||
| 2023 | $506,800 Land $225,600 Building $281,200 | $506,800 Land $225,600 Building $281,200 | |
| 2022 | $5,308.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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