732 Spring St, Ann Arbor, MI 48103 Property Records

Washtenaw County property record for 732 Spring St, Ann Arbor, MI 48103

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,868 sqft · built 1918
Lot Size0.247 acres (10,759 sqft)
Owner2 Individual Names on File
Last Sale$457,000 (May 2023)
Tax Bill$17,238 (2025)
Deeds & MortgagesSep 2023 Construction Loan
Sep 2023 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-09-20-317-019

Property Details

APN / Parcel Number

Primary APN09-09-20-317-019
Alternative APN
  • 0920317019

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,868 sqft Living Area
Basement Area568 sqft
Unfinished Basement680 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Lot Area10,759 sqft (0.247 acres)
Lot Dimensions215 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address732 SPRING ST
CityANN ARBOR
StateMI
Zip48103-3239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2A
Legal DescriptionS 1/2 LOT 3 BLK 12 HISCOCKS ADDN
Legal Range06E
Legal Township02S
Legal Section20
Legal SubdivisionHISCOCKS ADD
Legal Block12
Legal Lot Number3
JurisdictionWASHTENAW MI
Township / Civil DivisionANN ARBOR
Census Block Group2
Census Block2004
Census Tract400700

Owner

Source: Washtenaw County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address732 SPRING ST, ANN ARBOR, MI 48103-3239
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2023Deed of Trust, Mortgage · Construction Mortgage
PREMIER BANK
Sep 14, 2023Deed of Trust, Mortgage · Construction Mortgage
PREMIER BANK
May 4, 2023Warranty Deed, Transfer · Conventional Mortgage
GOLD STAR MORTGAGE FINANCIAL GROUP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 4, 2023 · Amount on Record
Deed SaleMay 4, 2023 · Amount on Record
Prior SaleMay 17, 2016 · Amount on Record
Deed Document Number20236686332
Deed Book / Page5519 / 452
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHTENAW MI
Property Address732 SPRING ST, ANN ARBOR, MI 48103-3239
Transaction TypeMortgage
Record UpdatedSep 29, 2023
Title CompanyATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address732 SPRING ST, ANN ARBOR, MI 48103-3239

Mortgage

Document Number0006699533
DateSep 15, 2023
Book Page5532/662
Instrument6699533
Lender
NamePREMIER BANK
TypeBank
AddressYOUNGSTOWN, OH 44503
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term371 Months
DueAug 1, 2054
Interest
Rate TypeAdjustable Rate
Rate5.62%
AdjustableAdjustable Rate Rider
Type Change DateAug 1, 2029
Change FrequencyAnnually
Min Rate At Change5.62%
Max Rate At Change7.62%
Index1-Year CMT
Max Rate11.6%

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHTENAW MI
Property Address732 SPRING ST, ANN ARBOR, MI 48103-3239
Transaction TypeMortgage
Record UpdatedSep 29, 2023
Title CompanyATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address732 SPRING ST, ANN ARBOR, MI 48103-3239

Mortgage

Document Number0006699487
DateSep 14, 2023
Book Page5532/616
Instrument6699487
Lender
NamePREMIER BANK
TypeBank
AddressYOUNGSTOWN, OH 44503
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term371 Months
DueAug 1, 2054

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHTENAW MI
Recording DateMay 4, 2023
Property Address732 SPRING ST, ANN ARBOR, MI 48103-3239
Document Number0006686332
Book / Page5519 / 452
Map ReferenceLB 45 PG 160
Instrument DateApr 20, 2023
Instrument6686332
Transaction TypeTransfer
Record UpdatedMay 17, 2023
Title CompanyPREFERRED TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,427.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2125 FOSS ST, ANN ARBOR, MI 48103-2401

Mortgage

Document Number0006686333
DateMay 4, 2023
Instrument6686333
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2053

Tax Assessment & Valuation

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAnn Arbor City
CountyWashtenaw County
Unified School DistrictAnn Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$367,900$735,800
2025$17,238.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies45 units insured
incl. 27 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANN ARBOR
serves 123,851 people · EPA ID MI0000220
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile USA
Fixed Wireless
100 / 20

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