732 Spotswood Dr, Evans, GA 30809 Property Records

Columbia County property record for 732 Spotswood Dr, Evans, GA 30809

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,627 sqft · built 2013
Lot Size	0.393 acres (17,119 sqft)
Owner	2 Individual Names on File
Last Sale	$329,000 (Jun 2018)
Tax Bill	$3,997 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`065A956`

Property Details

APN / Parcel Number

Primary APN	`065A956`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,627 sqft Finished Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Brick
Lot Area	17,119 sqft (0.393 acres)

Location & Zoning

Street Address	732 SPOTSWOOD DR
City	EVANS
State	GA
Zip	30809-5494
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCO2
Legal Description	BLK D LOT 21 .393 ACS; HIGHGROVE @ WILLIAMSBURG; PH VI-B
Legal Subdivision	HIGHGROVE @ WILLIAMSBURG
Legal Phase	VI-B
Legal Block	D
Legal Lot Number	21
Jurisdiction	COLUMBIA GA
Township / Civil Division	EVANS
Census Block Group	5
Census Block	5000
Census Tract	30308

Owner

732 Spotswood Dr is owned and occupied by two individuals who bought it in June 2018.

Source: Columbia County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	732 SPOTSWOOD DR, EVANS, GA 30809-5494
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage BANK OF AMERICA
Jun 2, 2020	Deed of Trust, Mortgage · Conventional with PMI HOME PT FIN'L
Jun 26, 2018	Warranty Deed, Transfer · Conventional with PMI SRP FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2018 · Amount on File
Deed Sale	Jun 18, 2018 · Amount on File
Prior Sale	Apr 8, 2014 · Amount on File
Deed Document Number	20184014
Deed Book / Page	11512 / 106
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Recording Date	Jul 15, 2026
Property Address	732 SPOTSWOOD DR, EVANS, GA 30809-5494
Document Number	1619000090
Book / Page	16193 / 90
Instrument Date	Jul 3, 2026
Transaction Type	Mortgage
Record Updated	Aug 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 SPOTSWOOD DR, EVANS, GA 30809-5494

Mortgage

Document Number	1619000090,
Date	Jul 15, 2026
Book Page	16193/90

Lender

Name	BANK OF AMERICA

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	732 SPOTSWOOD DR, EVANS, GA 30809-5494
Document Number	2618/0088
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	NTC - KEY W

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	732 SPOTSWOOD DR EVANS GA 308095494, EVANS, GA 30809-5494

Mortgage

Document Number	2618/0088
Date	Jun 9, 2020
Book Page	012618/000088

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jun 8, 2040

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIA GA
Recording Date	Jun 26, 2018
Property Address	732 SPOTSWOOD DR, EVANS, GA 30809-5494
Document Number	1512/0106
Book / Page	011512 / 000106
Instrument Date	Jun 11, 2018
Transaction Type	Transfer
Record Updated	Aug 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$329.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	732 SPOTSWOOD DR EVANS GA 308095494, EVANS, GA 30809-5494

Mortgage

Document Number	1512/0110
Date	Jun 26, 2018
Book Page	011512/000110

Lender

Name	SRP FCU
Type	Credit Union
Address	NORTH AUGUSTA, SC 29861

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 732 Spotswood Dr was $3,997, down 17.9% from the year before.

Source: Columbia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,997.00 (-17.89%)	$204,201 (+0.26%) Land $40,404 Building $163,797	$510,503 (+0.26%) Land $101,010 Building $409,493
2025	$4,868.00 Additional exemption filed	$203,680 Land $27,404 Building $176,276	$509,200 Land $68,510 Building $440,690
2023	$4,072.00 (-1.81%) Homeowner's exemption	$177,290 (+11.25%) Land $27,404 Building $149,886	$443,224 (+11.25%) Land $68,510 Building $374,714
2022	$4,147.00 Homeowner's exemption	$159,366 Land $30,704 Building $128,662	$398,414 Land $76,760 Building $321,654

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 732 Spotswood Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 732 Spotswood Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 47% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA COUNTY serves 124,763 people · EPA ID GA0730000
Water Source	Surface water
Last State Inspection	May 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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