732 S Wayne St, Piqua, OH 45356 Property Records

Miami County property record for 732 S Wayne St, Piqua, OH 45356

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,955 sqft · built 1942
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$41,900 (Dec 1987)
Tax Bill	$1,665 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`N44-045230`

Property Details

APN / Parcel Number

Primary APN	`N44-045230`
Alternative APNs	`060619.1-31-026-00` `N44SE056 02600`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,955 sqft Living Area
1st Floor Area	2,342 sqft
Upper Floors Area	784 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	183 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	732 S WAYNE ST
City	PIQUA
State	OH
Zip	45356-3845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 3826 40
Legal Lot Number	3826
Jurisdiction	MIAMI OH
Township / Civil Division	PIQUA
Census Block Group	6
Census Block	6003
Census Tract	315300

Owner

732 S Wayne St is owned and occupied by two individuals who bought it in December 1987.

Source: Miami County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	732 S WAYNE ST, PIQUA, OH 45356-3845
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 1987 · Amount on File
Deed Sale	Dec 1, 1987 · Amount on File
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	732 S WAYNE ST, PIQUA, OH 45356-3845
Document Number	0000012101
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	732 S WAYNE ST PIQUA OH 453563845, PIQUA, OH 45356-3845

Mortgage

Document Number	0000012101
Date	Oct 15, 2019
Instrument	12101

Lender

Name	MUTUAL FED'L
Address	SIDNEY, OH 45365

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 14, 2024

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 732 S Wayne St was $1,665 with a homeowner's exemption, up 0.9% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
Municipality	Piqua City
Unified School District	Piqua City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,665.00 (+0.91%) Homeowner's exemption	$49,110 (+27.89%) Land $3,990 Building $45,120	$140,300 Land $11,400 Building $128,900
2024	$1,650.00 (+4.1%) Homeowner's exemption	$38,400 (-) Land $4,480 Building $33,920
2023	$1,585.00 (-3.47%) Homeowner's exemption	$38,400 (-) Land $4,480 Building $33,920	$109,700 (-) Land $12,800 Building $96,900
2022	$1,642.00 Homeowner's exemption	$38,400 Land $4,480 Building $33,920	$109,700 Land $12,800 Building $96,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 732 S Wayne St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1995–2013)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Aug 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 732 S Wayne St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIQUA CITY PWS serves 20,354 people · EPA ID OH5501211
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20