732 Ripple Brook Ln, Elgin, IL 60120 Property Records

Cook County property record for 732 Ripple Brook Ln, Elgin, IL 60120

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,200 sqft · built 1995
Lot Size	14.2 acres (620,045 sqft)
Owner	Individual Name on Record
Last Sale	$157,000 (Jun 2019)
Tax Bill	$5,038 (2023)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-07-400-012-1051`

Property Details

APN / Parcel Number

Primary APN	`06-07-400-012-1051`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,200 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Lot Area	620,045 sqft

Location & Zoning

Street Address	732 RIPPLE BROOK LN
City	ELGIN
State	IL
Zip	60120-4936
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	S2 S07 T41N R09E 3P
Legal Range	09E
Legal Township	41N
Legal Section	07
Legal Subdivision	COUNTRY HOMES AT COBBLERS CROSSING CONDO
Legal Block	400
Legal Lot Number	1051
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	4
Census Block	4012
Census Tract	804403

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	732 RIPPLE BROOK LN, ELGIN, IL 60120-4936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2019 · Amount on Record
Deed Sale	Jun 12, 2019 · Amount on Record
Prior Sale	Mar 30, 2006 · Amount on Record
Deed Document Number	201957021
Prior Transfer Date	Oct 31, 2012
Prior Transfer Doc	0000018054
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 12, 2019
Property Address	732 RIPPLE BROOK LN, ELGIN, IL 60120-4936
Document Number	1916357021
Instrument Date	May 14, 2019
Instrument	16357021
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 N PINE ST MOUNT PROSPECT IL 600562060, MOUNT PROSPECT, IL 60056-2060

Mortgage

Document Number	1916357022
Date	Jun 12, 2019
Instrument	16357022

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2049

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,569 (+34.65%) Land $3,001 Building $20,568	$235,690 (+34.65%) Land $30,010 Building $205,680
2023	$5,038.00 (+2.9%)
2022	$4,896.00	$17,504 Land $2,625 Building $14,879	$175,040 Land $26,250 Building $148,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20