732 Rand St, San Mateo, CA 94401 Property Records

San Mateo County property record for 732 Rand St, San Mateo, CA 94401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,230 sqft · built 1950
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,175,000 (Apr 2026)
Tax Bill	$6,008 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`033-335-030`

Property Details

APN / Parcel Number

Primary APN	`033-335-030`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,230 sqft Living Area
1st Floor Area	1,020 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Tar & Gravel
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	732 RAND ST
City	SAN MATEO
State	CA
Zip	94401-3110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R106
Legal Description	LOT 28 BLOCK 11 SHORE VIEW TRACT MAP NO 8 RSM 30/25 26 27 28CITY OF SAN MATEO
Legal Subdivision	SHORE VIEW TRACT MAP NO 8
Legal Block	11
Legal Lot Number	28
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2015
Census Tract	607701

Owner

Source: San Mateo County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	732 RAND ST, SAN MATEO, CA 94401-3110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2025	Deed of Trust, Mortgage · Commercial Mortgage SANDRA D BRUSCHI
Apr 29, 2026	Grant Deed, Transfer · Conventional Mortgage AMERITRUST MORTGAGE
Apr 29, 2026	Grant Deed, Transfer WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C
Apr 29, 2025	Grant Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Prior Sale	Apr 29, 2026 · Amount on Record
Deed Document Number	202622842
Prior Transfer Date	Feb 14, 2008
Prior Transfer Doc	0000019869
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	732 RAND ST, SAN MATEO, CA 94401-3110
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 CAMDEN AVE, SAN JOSE, CA 95124-2942

Mortgage

Document Number	0000033420
Date	Jul 1, 2025
Instrument	2025-033420

Lender

Name	SANDRA D BRUSCHI
Type	Private Party
Address	739 MATSONIA DR, FOSTER CITY, CA 94404

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 29, 2026
Property Address	732 RAND ST, SAN MATEO, CA 94401-3110
Document Number	0000022842
Instrument Date	Apr 11, 2026
Instrument	202622842
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130,542.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	732 RAND ST, SAN MATEO, CA 94401-3110

Mortgage

Document Number	0000022843,
Date	Apr 29, 2026
Instrument	202622843

Lender

Name	AMERITRUST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 29, 2026
Property Address	732 RAND ST, SAN MATEO, CA 94401-3110
Document Number	0000022841
Instrument Date	Apr 11, 2026
Instrument	2026.22841
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount Recorded
Tax	$121,099.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5935 VIA LUGANO, FREMONT, CA 94555-3386
Investor	Possibly a Property Investor

April 2025: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 29, 2025
Property Address	732 RAND ST, SAN MATEO, CA 94401-3110
Document Number	0000020797
Map Reference	MB 30 PG 25-28
Instrument Date	Apr 21, 2025
Instrument	2025-020797
Transaction Type	Construction Loan
Record Updated	May 29, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,478.20
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4412 GLENMONT DR, SAN JOSE, CA 95136-1748

Mortgage

Document Number	0000020798
Date	Apr 29, 2025
Instrument	2025-020798

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000023279
Date	May 12, 2025
Instrument	2025-023279

Lender

Name	SYLVIA TSAI
Type	Private Party
Address	34972 NEWARK BLVD, NEWARK, CA 94560

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,083,045 (+184.07%) Land $894,345 Building $188,700
2025	$6,008.00 (-2.31%)	$381,260 (+4.04%) Land $190,630 Building $190,630
2024	$6,150.00 (+4.22%)
2023	$5,901.00 (-0.1%)	$366,458 Land $183,229 Building $183,229	$996,480
2022	$5,907.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (1978–2004)
Most Recent Claim	Nov 2004
Claims by Event	Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sonic Telecom.

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