732 Radcliffe Rd, Lanoka Harbor, NJ 08734 Property Records

Ocean County and Lacey Township property record for 732 Radcliffe Rd, Lanoka Harbor, NJ 08734

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,021 sqft · built 1987
Lot Size0.41 acres (17,851 sqft)
Owner2 Individual Names on Record
Last Sale$730,000 (Oct 2024)
Tax Bill$11,003 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN13-01901-03-00001

Property Details

APN / Parcel Number

Primary APN13-01901-03-00001
Alternative APNs
  • 1301901000300001
  • 100012

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,021 sqft Living Area
Gross Area4,128 sqft
Basement Area1,107 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleColonial
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area17,851 sqft (0.41 acres)
Lot Dimensions150 ft deep x 119 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number100012
Street Address732 RADCLIFFE RD
CityLANOKA HARBOR
StateNJ
Zip08734-1529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR100
Legal Description119 X 150
Legal SubdivisionOAKFIELD SEC 08 FINAL MAP
Legal Block1901
Legal Lot Number1
JurisdictionOCEAN NJ
Township / Civil DivisionLACEY
Census Block Group3
Census Block3078
Census Tract732001

Owner

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address732 RADCLIFFE RD, LANOKA HARBOR, NJ 08734-1529
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2024 · Amount on Record
Deed SaleOct 17, 2024 · Amount on Record
Prior SaleSep 13, 2001 · Amount on Record
Deed Document Number202477071
Deed Book / Page19821 / 849
Prior Transfer DateSep 14, 2007
Prior Transfer Doc0138000578
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address732 RADCLIFFE RD, LANOKA HARBOR, NJ 08734-1529
Transaction TypeMortgage
Record UpdatedJul 30, 2021
Title CompanyPEGASUS TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0185850634
DateJul 19, 2021
Book Page18585/634
Instrument2021105681
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueAug 1, 2031

Tax Assessment & Valuation

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionLacey Township
Unified School DistrictLacey Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$402,300 (-) Land $92,500 Building $309,800$402,300 (-) Land $92,500 Building $309,800
2025$11,003.00 (+6.3%)$402,300 (-1.52%) Land $92,500 Building $309,800$402,300 (-1.52%) Land $92,500 Building $309,800
2024$10,351.00 (+11.98%)
2023$408,500 Land $92,500 Building $316,000$408,500 Land $92,500 Building $316,000
2022$9,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims3 (1998–2022)
Claims Outside the SFHA2 of 3
Most Recent ClaimOct 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 73% of New Jersey
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLACEY TWP MUA
serves 29,000 people · EPA ID NJ1512001
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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