732 Preston Cove Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 732 Preston Cove Dr, Saint Cloud, FL 34771

Property Summary

Property TypeResidential Vacant Land
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on File
Last Sale$347,990 (Jan 2026)
Tax Bill$2,590 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN222531473500012530

Property Details

APN / Parcel Number

Primary APN222531473500012530

Exterior

Lot Area3,485 sqft (0.08 acres)

Location & Zoning

Street Address732 PRESTON COVE DR
CitySAINT CLOUD
StateFL
Zip34771-8186
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionPRESTON COVE PH 1 & 2 PB 33 PGS 80-88 LOT 253
Legal Phase1
Legal Lot Number253
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1053
Census Tract43700

Owner

732 Preston Cove Dr, residential vacant land, is owned and occupied by an individual who bought it in January 2026.

Source: Osceola County records, as of January 23, 2026

Owner of RecordIndividual Name on File
Co-owner2 Co-owners on File
Mailing Address732 PRESTON COVE DR, SAINT CLOUD, FL 34771-8186
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleJan 12, 2026 · Amount on File
Deed SaleJan 12, 2026 · Amount on File
Deed Document Number2026004723
Deed Book / Page6906 / 2930
Record UpdatedJun 8, 2026

January 2026: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 12, 2026
Property Address732 PRESTON COVE DR, SAINT CLOUD, FL 34771-8186
Document Number0069062930
Book / Page6906 / 2930
Map ReferenceMB 33 PG 80-88
Instrument DateJan 9, 2026
Instrument2026004723
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 26, 2026
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,436.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address732 PRESTON COVE DR, SAINT CLOUD, FL 34771-8186

Mortgage

Document Number0069062931
DateJan 12, 2026
Instrument6906/2931
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 732 Preston Cove Dr was $2,590.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,590.00$45,000 Land $45,000$45,000 Land $45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 732 Preston Cove Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 732 Preston Cove Dr is high, ranking above 81% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 71% of Florida
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Spectrum
Fiber
1,000 / 1,000

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