732 Powell St, Coldwater, MS 38618 Property Records

Tate County property record for 732 Powell St, Coldwater, MS 38618

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,387 sqft · built 1966
OwnerIndividual Name on File
Tax Bill$1,063 (2025)
Deeds & MortgagesJan 2023 Refinance
Dec 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN039N05 0001300

Property Details

APN / Parcel Number

Primary APN039N05 0001300

Interior

Bedrooms3 Beds
Total Rooms6 Rooms
Building Area1,387 sqft Finished Area
FlooringWood
Interior WallsPlywood

Exterior

Year BuiltBuilt 1966
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeGable
Roof MaterialShingle

Location & Zoning

Street Address732 POWELL ST
CityCOLDWATER
StateMS
Zip38618-3890
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 20 WEST SIDE S/D & PT LOT 299 TOWN OF COLDWATER
Legal Range07
Legal Township04
Legal Section31
Legal SubdivisionWEST SIDE S/D
Legal Lot Number20,299
JurisdictionTATE MS
Township / Civil Division3
Census Block Group3
Census Block3021
Census Tract950301

Owner

Source: Tate County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address732 POWELL ST, COLDWATER, MS 38618-3890
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
SYCAMORE BANK
Dec 19, 2017Deed of Trust, Mortgage · Line of Credit
SYCAMORE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTATE MS
Property Address732 POWELL ST, COLDWATER, MS 38618-3890
Transaction TypeMortgage
Record UpdatedFeb 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002023/383
DateJan 10, 2023
Book Page2023/383
Lender
NameSYCAMORE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term61 Months
DueFeb 1, 2028

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTATE MS
Property Address732 POWELL ST, COLDWATER, MS 38618-3890
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 0201714454
DateDec 19, 2017
Book Page2017/14454
Lender
NameSYCAMORE BANK
TypeBank
AddressSENATOBIA, MS 38668
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueDec 5, 2022

Tax Assessment & Valuation

Source: Tate County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyTate County
MunicipalityColdwater Town
Unified School DistrictTate County School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,063.00$5,909 (-) Land $1,291 Building $4,618$59,088 (-) Land $12,910 Building $46,178
2023$1,063.00$5,909 Land $1,291 Building $4,618$59,088 Land $12,910 Building $46,178

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF COLDWATER
serves 1,381 people · EPA ID MS0690002
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Sanitary survey deficiency not corrected
Feb 2011
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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