Bedford County property record for 732 Pine Ridge Rd, Bedford, PA 15522
| Property Type | Rural Home |
|---|---|
| Details | 1,590 sqft · built 1999 |
| Lot Size | 10.4 acres (453,460 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $362,000 (Nov 2025) |
| Tax Bill | $2,172 (2026) |
| Deeds & Mortgages | Sep 2019 Second Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C.16-0.00-032-D |
| Primary APN | C.16-0.00-032-D |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,590 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 453,460 sqft (10.4 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Street Address | 732 PINE RIDGE RD |
|---|---|
| City | BEDFORD |
| State | PA |
| Zip | 15522-5212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Jurisdiction | BEDFORD PA |
| Township / Civil Division | CUMBERLAND VALLEY |
| Census Block Group | 1 |
| Census Block | 1077 |
| Census Tract | 961100 |
732 Pine Ridge Rd, a rural home, is owned and occupied by two individuals who bought it in November 2025.
Source: Bedford County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 732 PINE RIDGE RD, BEDFORD, PA 15522-5212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHESSIE FCU |
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STANDARD BANK PASB |
| Nov 24, 2025 | Administrator's Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2025 · Amount on File |
| Deed Sale | Nov 24, 2025 · Amount on File |
| Prior Sale | Aug 30, 2002 |
| Deed Document Number | 20255626 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 732 PINE RIDGE RD, BEDFORD, PA 15522-5212 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02019/4490 |
|---|---|
| Date | Sep 19, 2019 |
| Book Page | 2019/4490 |
| Instrument | 2019-004490 |
| Name | CHESSIE FCU |
|---|---|
| Type | Credit Union |
| Address | CUMBERLAND, MD 21502 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 5, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 732 PINE RIDGE RD, BEDFORD, PA 15522-5212 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02021/2899 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 2021/2899 |
| Instrument | 2021-002899 |
| Name | STANDARD BANK PASB |
|---|---|
| Type | Bank |
| Address | MONROEVILLE, PA 15146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | BEDFORD PA |
| Recording Date | Nov 24, 2025 |
| Property Address | 732 PINE RIDGE RD, BEDFORD, PA 15522-5212 |
| Document Number | 02025/5626 |
| Book / Page | 2025 / 5626 |
| Map Reference | MB 8 PG 420 |
| Instrument Date | Nov 24, 2025 |
| Instrument | 2025-005626 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,620.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 732 PINE RIDGE RD, BEDFORD, PA 15522-5212 |
| Document Number | 2025005627 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 2025-005627 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
The 2026 property tax bill for 732 Pine Ridge Rd was $2,172, up 11.7% from the year before.
Source: Bedford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bedford County |
| County Subdivision | Cumberland Valley Township |
| Unified School District | Bedford Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,172.00 (+11.73%) | $155,500 (-) Land $47,200 Building $108,300 | $155,500 (-) Land $47,200 Building $108,300 |
| 2025 | $1,944.00 | $155,500 Land $47,200 Building $108,300 | $155,500 Land $47,200 Building $108,300 |
| 2023 | $2,237.00 Additional exemption filed | $155,500 Land $47,200 Building $108,300 | |
| 2012 | $155,500 Land $47,200 Building $108,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 732 Pine Ridge Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1993–1997) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 1997 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 732 Pine Ridge Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 88% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Crowsnest Broadband.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures