San Diego County property record for 732 Palette Ct, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,054 sqft · built 1992 |
| Lot Size | 0.205 acres (8,926 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $725,000 (Jun 2020) |
| Tax Bill | $8,916 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Feb 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-692-74-00 |
| Primary APN | 161-692-74-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,054 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 8,926 sqft (0.205 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 732 PALETTE CT |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-1 (Res) |
| Legal Description | LOT 74 TR 012486 |
| Legal Subdivision | RANCHO DEL ORO INDUST PARK |
| Legal Tract | 012486 |
| Legal Block | 1 |
| Legal Lot Number | 74 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 18525 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 732 PALETTE CT, OCEANSIDE, CA 92057-6374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Feb 27, 2020 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Jun 9, 2020 | Grant Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2020 · Amount on Record |
| Deed Sale | Jun 9, 2020 · Amount on Record |
| Prior Sale | Feb 28, 2014 · Amount on Record |
| Deed Document Number | 2020294573 |
| Prior Transfer Date | Sep 11, 2012 |
| Prior Transfer Doc | 0000619154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 732 PALETTE CT, OCEANSIDE, CA 92057-6374 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 732 PALETTE CT, OCEANSIDE, CA 92057-6374 |
| Document Number | 0000600785 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2021-0600785 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 732 PALETTE CT, OCEANSIDE, CA 92057-6374 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000101338 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 2020-0101338 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 18, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 9, 2020 |
| Property Address | 732 PALETTE CT, OCEANSIDE, CA 92057-6374 |
| Document Number | 0000294573 |
| Map Reference | MAP 12486 |
| Instrument Date | May 28, 2020 |
| Instrument | 2020-0294573 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CORINTHIAN TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 732 PALETTE CT, OCEANSIDE, CA 92057-6374 |
| Investor | Possibly a Property Investor |
| Document Number | 0000294574 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 2020-0294574 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $808,745 (+2%) Land $433,258 Building $375,487 | |
| 2025 | $8,916.00 (+8.69%) Homeowner's exemption | $792,888 (+4.04%) Land $424,763 Building $368,125 |
| 2023 | $8,203.00 (+0.11%) Homeowner's exemption | $762,101 Land $408,270 Building $353,831 |
| 2022 | $8,194.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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