Bergen County and Franklin Lakes Borough property record for 732 Oneida Trl, Franklin Lakes, NJ 07417
| Property Type | Single Family Home |
|---|---|
| Details | 5,511 sqft · built 1979 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,350,000 (Sep 2017) |
| Tax Bill | $22,917 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-02304-07-00006 |
| Primary APN | 20-02304-07-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 5,511 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Frame |
| Lot Area | 40,075 sqft (0.92 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 23730 |
|---|---|
| Street Address | 732 ONEIDA TRL |
| City | FRANKLIN LAKES |
| State | NJ |
| Zip | 07417-2217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A40 |
| Legal Description | .92 AC |
| Legal Subdivision | LENAPE HILLS SEC 2A |
| Legal Block | 2304 |
| Legal Lot Number | 6 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | FRANKLIN LAKES |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 20200 |
732 Oneida Trl is owned and occupied by two individuals who bought it in September 2017.
Source: Bergen County and Franklin Lakes Borough records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 732 ONEIDA TRL, FRANKLIN LAKES, NJ 07417-2217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 20, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 21, 2017 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2017 · Amount on File |
| Deed Sale | Sep 21, 2017 · Amount on File |
| Prior Sale | Jan 24, 2013 |
| Deed Document Number | 201770537 |
| Deed Book / Page | 2728 / 221 |
| Prior Transfer Date | Feb 10, 2014 |
| Prior Transfer Doc | 0016300432 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 8, 2026 |
| Property Address | 732 ONEIDA TRL, FRANKLIN LAKES, NJ 07417-2217 |
| Document Number | 0000046261 |
| Book / Page | 5842 / 644 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202646261 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 732 ONEIDA TRL, FRANKLIN LAKES, NJ 07417-2217 |
| Document Number | 0000046261, |
|---|---|
| Date | Jul 8, 2026 |
| Book Page | 5842/644 |
| Instrument | 202646261 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 732 ONEIDA TRL, FRANKLIN LAKES, NJ 07417-2217 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 732 ONEIDA TRL, FRANKLIN LAKES, NJ 07417-2217 |
| Document Number | 0051451870 |
|---|---|
| Date | Dec 20, 2023 |
| Book Page | 5145/1870 |
| Instrument | 2023081021 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 21, 2017 |
| Property Address | 732 ONEIDA TRL, FRANKLIN LAKES, NJ 07417-2217 |
| Document Number | 0027280221 |
| Book / Page | 02728 / 0221 |
| Instrument Date | Jul 26, 2017 |
| Instrument | 17-070537 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 732 ONEIDA TRL, 732, FRANKLIN LAKES, NJ 07417-2217 |
| Name | Verified Name |
|---|---|
| Address | 732 ONEIDA TRL, FRANKLIN LAKES, NJ 07417-2217 |
| Document Number | 0027280227 |
|---|---|
| Date | Sep 21, 2017 |
| Book Page | 02728/0227 |
| Instrument | 17-070537.01 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 732 Oneida Trl was $22,917, up 6% from the year before.
Source: Bergen County and Franklin Lakes Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Franklin Lakes Borough |
| Elementary School District | Franklin Lakes Borough School District (KG - 08) |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,215,400 (+0.98%) Land $434,000 Building $781,400 | $1,215,400 (+0.98%) Land $434,000 Building $781,400 | |
| 2025 | $22,917.00 (+6.01%) | $1,203,600 Land $434,000 Building $769,600 | $1,203,600 Land $434,000 Building $769,600 |
| 2024 | $21,617.00 | ||
| 2023 | $1,203,600 Land $434,000 Building $769,600 | $1,203,600 Land $434,000 Building $769,600 | |
| 2022 | $20,292.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 732 Oneida Trl in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1978–2013) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 732 Oneida Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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