Lorain County property record for 732 Oakdale Cir, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,805 sqft · built 2004 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Sep 2026) |
| Tax Bill | $3,814 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Aug 2026 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017429-5 |
| Primary APN | 017429-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,805 sqft Living Area |
| Gross Area | 2,991 sqft |
| 1st Floor Area | 1,060 sqft |
| Basement Area | 745 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 145 ft deep x 71 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 90 sqft |
| Patio Area | 414 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 017429-5 |
|---|---|
| Street Address | 732 OAKDALE CIR |
| City | ELYRIA |
| State | OH |
| Zip | 44035-0910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST HAMPTON SUB #9 44.11 X 169.42 S/L 163 LOT # 163 |
| Legal Subdivision | EAST HAMPTON SUB 9 |
| Legal Block | 102 |
| Legal Lot Number | 163 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 71202 |
Source: Lorain County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4795 REGENT BLVD, IRVING, TX 75063-2467 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Sep 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Aug 25, 2026 | Deed of Trust, Mortgage · Construction Mortgage FARMERS NATIONAL BANK/CANFIELD |
| Jul 1, 2021 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2026 · Amount on Record |
| Deed Sale | Sep 30, 2026 · Amount on Record |
| Prior Sale | Apr 19, 2005 · Amount on Record |
| Deed Document Number | 2026113655 |
| Prior Transfer Date | Jun 30, 2021 |
| Prior Transfer Doc | 20210826455 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 30, 2026 |
| Property Address | 732 OAKDALE CIR, ELYRIA, OH 44035-0910 |
| Document Number | 0000113655 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 2026113655 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2026 |
| Title Company | OHIO REAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $141,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 4795 REGENT BLVD, IRVING, TX 75063-2467 |
| Document Number | 0000113656, |
|---|---|
| Date | Sep 30, 2026 |
| Instrument | 2026113656 |
| Name | CHANGE LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 25, 2026 |
| Property Address | 732 OAKDALE CIR, ELYRIA, OH 44035-0910 |
| Document Number | 0000108882 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 2026108882 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NEWMAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 732 OAKDALE CIR, ELYRIA, OH 44035-0910 |
| Document Number | 0000108882, |
|---|---|
| Date | Aug 25, 2026 |
| Instrument | 2026108882 |
| Name | FARMERS NATIONAL BANK/CANFIELD |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 1, 2027 |
| Max Rate | -1% |
|---|
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 1, 2021 |
| Property Address | 732 OAKDALE CIR, ELYRIA, OH 44035-0910 |
| Document Number | 20210826455 |
| Map Reference | VOL 66 PG 36&37 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 2021-0826455 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,814.00 (-2.78%) | $92,470 (%) Land $20,210 Building $72,260 | $264,210 (-) Land $57,750 Building $206,460 |
| 2024 | $3,923.00 (+15.45%) | $92,474 (+25.57%) Land $20,213 Building $72,261 | $264,210 (+25.57%) Land $57,750 Building $206,460 |
| 2023 | $3,398.00 (+0.3%) | $73,644 (+0.01%) Land $16,993 Building $56,651 | $210,410 (-) Land $48,550 Building $161,860 |
| 2022 | $3,388.00 | $73,640 Land $16,990 Building $56,650 | |
| 2021 | $210,410 Land $48,550 Building $161,860 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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