732 Oak Ave, Aurora, IL 60506 Property Records

Kane County property record for 732 Oak Ave, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,810 sqft · built 1937
Lot Size	0.335 acres (14,589 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Apr 2016)
Tax Bill	$10,118 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`15-15-309-017`

Property Details

APN / Parcel Number

Primary APN	`15-15-309-017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,810 sqft Living Area
Gross Area	4,995 sqft
Basement Area	1,515 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Construction Type	Masonry / Concrete Block
Lot Area	14,589 sqft (0.335 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch

Location & Zoning

Street Address	732 OAK AVE
City	AURORA
State	IL
Zip	60506-3114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDDLE HIGHLANDS OF PTS : PT LOT 1 & ALL LOTS 2 & 3 BLK 3
Legal Subdivision	RIDDLE HLNDS
Legal Block	3
Legal Lot Number	1,2,3
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1013
Census Tract	852905

Owner

732 Oak Ave is owned and occupied by two individuals who bought it in April 2016.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	732 OAK AVE, AURORA, IL 60506-3114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
May 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMELAND MORTGAGE CO
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMELAND MORTGAGE CO
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMELAND MORTGAGE CO
Nov 25, 2019	Deed of Trust, Mortgage · Conventional with PMI HOMELAND MTG
Dec 8, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2016 · Amount on File
Deed Sale	Apr 14, 2016 · Amount on File
Deed Document Number	201617626
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	732 OAK AVE, AURORA, IL 60506-3114
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075368
Date	Oct 5, 2021
Instrument	2021K075368

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.5%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	732 OAK AVE, AURORA, IL 60506-3114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019842
Date	May 17, 2019
Instrument	2019K019842

Lender

Name	HOMELAND MORTGAGE CO
Type	Mortgage Company
Address	WESTMONT, IL 60559

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.62%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	732 OAK AVE, AURORA, IL 60506-3114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042978
Date	Aug 4, 2020
Instrument	2020K042978

Lender

Name	HOMELAND MORTGAGE CO
Type	Mortgage Company
Address	WESTMONT, IL 60559

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	299 Months
Due	Jul 1, 2045

Interest

Rate Type	Fixed Rate
Rate	3.37%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	732 OAK AVE, AURORA, IL 60506-3114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004929
Date	Jan 20, 2021
Instrument	2021K004929

Lender

Name	HOMELAND MORTGAGE CO
Type	Mortgage Company
Address	WESTMONT, IL 60559

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.87%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	732 OAK AVE, AURORA, IL 60506-3114
Document Number	0000059035
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	732 OAK AVE AURORA IL 605063114, AURORA, IL 60506-3114

Mortgage

Document Number	0000059035
Date	Dec 6, 2019
Instrument	59035

Lender

Name	HOMELAND MTG
Type	Mortgage Company
Address	WESTMONT, IL 60559

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	732 OAK AVE, AURORA, IL 60506-3114
Document Number	0000065267
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	732 OAK AVE AURORA IL 605063114, AURORA, IL 60506-3114

Mortgage

Document Number	0000065267
Date	Dec 15, 2017
Instrument	65267

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 732 Oak Ave was $10,118 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,118.00 Homeowner's exemption	$144,229 (+9.39%) Land $13,661 Building $130,568	$432,860 (+9.39%) Land $40,999 Building $391,861
2024		$131,848 Land $12,488 Building $119,360	$395,702 Land $37,479 Building $358,223
2022	$8,983.00 (+4.53%) Homeowner's exemption	$107,488 (+7.41%) Land $10,181 Building $97,307	$322,464 (+7.41%) Land $30,543 Building $291,921
2021	$8,594.00 Homeowner's exemption	$100,073 Land $9,479 Building $90,594	$300,219 Land $28,437 Building $271,782

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 732 Oak Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 732 Oak Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Verizon.

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