732 N 12th St, Reading, PA 19604 Property Records

Berks County property record for 732 N 12th St, Reading, PA 19604

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,766 sqft · built 1910
Lot Size0.03 acres (1,307 sqft)
OwnerIndividual Name on File
Last Sale$58,000 (Jun 2017)
Tax Bill$1,267 (2026)
Deeds & MortgagesJun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5317-54-14-5376

Property Details

APN / Parcel Number

Primary APN5317-54-14-5376
Alternative APNs
  • 12-5317-54-14-5376
  • 12190500
  • 190500

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories3 Stories
Building Area1,766 sqft Living Area

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area1,307 sqft (0.03 acres)
View / LotNeighborhood
Garage TypeDetached
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchStoop

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number12190500
Street Address732 N 12TH ST
CityREADING
StatePA
Zip19604-2516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block14
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group1
Census Block1007
Census Tract1500

Owner

732 N 12th St is owned and occupied by an individual who bought it in June 2017.

Source: Berks County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address732 N 12TH ST, READING, PA 19604-2516
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 23, 2017 · Amount on File
Deed SaleJun 23, 2017 · Amount on File
Prior SaleDec 20, 2011 · Amount on File
Deed Document Number201722755
Record UpdatedOct 29, 2026

June 2017: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateJun 23, 2017
Property Address732 N 12TH ST, READING, PA 19604-2516
Document Number0000022755
Instrument DateJun 17, 2017
Instrument2017022755
Transaction TypeTransfer
Record UpdatedMay 25, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address732 N 12TH ST, READING, PA 19604-2516

Mortgage

Document Number0000022756
DateJun 23, 2017
Instrument2017022756
Lender
NameCUSTOMERS BANK
TypeBank
AddressPHOENIXVILLE, PA 19460
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 732 N 12th St was $1,267.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,267.00$44,900 Land $12,000 Building $32,900$12,000 Land $12,000
2024$1,188.00$44,900 Land $12,000 Building $32,900
1994$44,900 Land $12,000 Building $32,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 732 N 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 732 N 12th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

Nearby Properties on N 12th St

Nearby Streets

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