Polk County property record for 732 Mountain Lakes Dr, Tryon, NC 28782
| Property Type | Vacant Land |
|---|---|
| Details | 3 bd · 2 ba · 2,300 sqft · built 1974 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $193 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | P25-124 |
| Primary APN | P25-124 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,300 sqft Finished Area |
| Basement Area | 2,380 sqft |
| Unfinished Basement | 2,380 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 56,628 sqft (1.3 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 34522 |
|---|---|
| Street Address | 732 MOUNTAIN LAKES DR |
| City | TRYON |
| State | NC |
| Zip | 28782-3636 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | MX |
| Legal Description | LOT 442, 0M05 MELROSE MOUNTAIN 09 |
| Legal Subdivision | MELROSE MOUNTAIN |
| Legal Lot Number | 442 |
| Jurisdiction | POLK NC |
| Township / Civil Division | TRYON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 920304 |
732 Mountain Lakes Dr, vacant land, is owned by two individuals who acquired it in January 2014.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 279 SNYDER LN, MILLS RIVER, NC 28759-7642 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 1997 |
| Deed Sale | Dec 31, 1997 |
| Deed Book / Page | 207 / 278 |
| Last Transfer Date | Jan 27, 2014 |
| Transfer Doc | 00404/2413 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 732 Mountain Lakes Dr was $193, up 3.2% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $193.00 (+3.21%) | $33,000 (-) Land $33,000 | $33,000 (-) Land $33,000 |
| 2025 | $187.00 | $33,000 Land $33,000 | $33,000 Land $33,000 |
| 2023 | $148.00 | $21,500 Land $21,500 | |
| 2021 | $21,500 Land $21,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 732 Mountain Lakes Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1995–2024) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 732 Mountain Lakes Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
May also be available: T-Mobile, Verizon.
4G LTE (outdoors only), no 5G reported
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