732 Montebello Cir, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 732 Montebello Cir, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,657 sqft · built 1984
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Sep 2025)
Tax Bill	$4,947 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
APN	`0593007000240`

Property Details

APN / Parcel Number

Primary APN	`0593007000240`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,657 sqft Living Area
1st Floor Area	2,193 sqft
Attic	Attic
Attic Area	504 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	125 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Pool Area	680 sqft
Porch	Slab
Porch Area	282 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	732 MONTEBELLO CIR
City	CHESAPEAKE
State	VA
Zip	23322-7257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12AS: RES
Legal Description	79 PINES OF WARRICK SEC THREE
Legal Subdivision	PINES OF WARRICK, CEDAR LAKES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1001
Census Tract	21010

Owner

732 Montebello Cir is owned and occupied by two individuals who bought it in September 2025.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	732 MONTEBELLO CIR, CHESAPEAKE, VA 23322-7257
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on File
Deed Sale	Sep 22, 2025 · Amount on File
Prior Sale	Aug 2, 2001 · Amount on File
Deed Document Number	202521792
Deed Book / Page	10896 / 1425
Prior Transfer Date	Aug 19, 2025
Prior Transfer Doc	10896/1425
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 22, 2025
Property Address	732 MONTEBELLO CIR, CHESAPEAKE, VA 23322-7257
Document Number	10896/1425
Book / Page	10896 / 1425
Map Reference	MB 75 PG 23
Instrument Date	Aug 19, 2025
Instrument	250021792
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

Amount	Amount on Record
Tax	$490.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	732 MONTEBELLO CIR, CHESAPEAKE, VA 23322-7257

Mortgage

Document Number	0250021793
Date	Sep 22, 2025
Instrument	250021793

Lender

Name	TOWNE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 732 Montebello Cir was $4,947, up 7.1% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$555,600 (+13.43%) Land $200,000 Building $355,600	$555,600 (+13.43%) Land $200,000 Building $355,600
2025	$4,947.00 (+7.05%)	$489,800 Land $180,000 Building $309,800	$489,800 Land $180,000 Building $309,800
2024	$4,621.00
2023		$450,100 (+4.77%) Land $160,000 Building $290,100	$450,100 (+4.77%) Land $160,000 Building $290,100
2022		$429,600 Land $130,000 Building $299,600	$429,600 Land $130,000 Building $299,600
2019	$3,798.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 732 Montebello Cir; there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 30 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	48 units insured incl. 18 condo units
Nearby Flood Claims	6 (1996–2017)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2017 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 732 Montebello Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880