732 Mill St, Santa Rosa, CA 95404 Property Records

Sonoma County property record for 732 Mill St, Santa Rosa, CA 95404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 915 sqft · built 1974
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Oct 2021)
Tax Bill	$6,382 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009-272-040-000`

Property Details

APN / Parcel Number

Primary APN	`009-272-040-000`
Alternative APN	`009-272-040`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	915 sqft Living Area
Gross Area	1,191 sqft
1st Floor Area	915 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,800 sqft (0.11 acres)
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	009-272-040
Street Address	732 MILL ST
City	SANTA ROSA
State	CA
Zip	95404-5037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYSR
Legal Description	93 FM 9-272-39 & PT 41 OR 93010634
Legal Subdivision	WHEELERS SECOND ADD
Legal Block	3
Legal Lot Number	172
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	3
Census Block	3004
Census Tract	151900

Owner

732 Mill St is owned and occupied by two individuals who bought it in October 2021.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	732 MILL ST, SANTA ROSA, CA 95404-5037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 28, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Feb 22, 2019	Deed of Trust, Mortgage · FHA Mortgage LADERA LNDG
Jan 12, 2017	Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2021 · Amount on File
Deed Sale	Oct 12, 2021 · Amount on File
Prior Sale	Jan 12, 2017
Deed Document Number	2021112935
Prior Transfer Date	Dec 21, 2016
Prior Transfer Doc	0000002772
Record Updated	Oct 29, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Oct 12, 2021
Property Address	732 MILL ST, SANTA ROSA, CA 95404-5037
Document Number	0000112935
Map Reference	MB 20 PG 25
Instrument Date	Oct 8, 2021
Instrument	2021112935
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,627.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	732 MILL ST, SANTA ROSA, CA 95404-5037

Mortgage

Document Number	0000112936
Date	Oct 12, 2021
Instrument	2021112936

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	732 MILL ST, SANTA ROSA, CA 95404-5037
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	TIMIOS TITLE A CA CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 ROBERTS RD 319, 319, PACIFICA, CA 94044-8801

Mortgage

Document Number	0000010437
Date	Jan 28, 2021
Instrument	2021010437

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	732 MILL ST, SANTA ROSA, CA 95404-5037
Document Number	0000015054
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 15, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 21 SANTA ROSA CA 954020021, SANTA ROSA, CA 95402-0021

Mortgage

Document Number	0000015054
Date	Mar 1, 2019
Instrument	15054

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 28, 2049

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Jan 12, 2017
Property Address	732 MILL ST, SANTA ROSA, CA 95404-5037
Document Number	0000002772
Instrument Date	Dec 21, 2016
Instrument	2772
Transaction Type	Transfer
Record Updated	Jan 30, 2017
Title Company	SPL INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	732 MILL ST SANTA ROSA CA 954045037, SANTA ROSA, CA 95404-5037

Mortgage

Document Number	2773,
Date	Jan 12, 2017
Instrument	2773

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 732 Mill St was $6,382.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Santa Rosa Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$568,275 (+2%) Land $227,310 Building $340,965
2025	$6,382.00	$557,133 Land $222,853 Building $334,280
2023	$6,194.00 (+6.72%)	$535,500 Land $214,200 Building $321,300
2022	$5,804.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 732 Mill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 732 Mill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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