732 McCoy St, Winter Haven, FL 33880 Property Records

Polk County property record for 732 McCoy St, Winter Haven, FL 33880 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2022
Square Footage	2,057 sqft Living Area
Lot Size	9,448 sqft (0.217 acres)
Occupancy	Owner Occupied
Last Sale	$69,728 (2022)
Tax Bill	$3,164.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`25-29-02-356732-000300`
Alternative APN	`022925356732000300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,057 sqft Living Area
Gross Area	2,497 sqft Gross Area
1st Floor Area	2,057 sqft 1st Floor
Stories	1 Story

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	9,448 sqft (0.217 acres)
Garage Type	Attached
Garage Area	440 sqft Garage
Porch	Unfinished Open Porch
Porch Area	178 sqft Porch
View / Lot	Commercial/Industrial

Location & Zoning

Street Address	732 MCCOY ST
City	WINTER HAVEN
State	FL
Zip	33880-5098
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE AT CRYSTAL BEACH PB 183 PGS 24-25 LOT 30
Legal Range	25E
Legal Township	29S
Legal Section	02
Legal Subdivision	VILLAGE AT CRYSTAL BEACH
Legal Block	3
Legal Lot Number	30
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3018
Census Tract	14701

Owner

Source: Polk County records · APN 25-29-02-356732-000300

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	732 MCCOY ST, WINTER HAVEN, FL 33880-5098
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 21, 2022 · Amount on Record
Deed Sale	Apr 21, 2022 · Amount on Record
Deed Document Number	2022107893
Deed Book / Page	12218 / 1171
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 21, 2022
Property Address	732 MCCOY ST, WINTER HAVEN, FL 33880-5098
Document Number	0000107893
Book / Page	12218 / 1171
Map Reference	MB 183 PG 24&25
Instrument Date	Apr 19, 2022
Instrument	2022107893
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 05, 2024
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,480.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 MCCOY STREET, WINTER HAVEN, FL 33880-5098

Mortgage

Document Number	0122181172
Date	Apr 21, 2022
Instrument	12218/1172

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,164.00 (-17.28%) Homeowner's exemption	$284,985 (+1.13%) Land $60,000 Building $224,985	$284,985 (+1.13%) Land $60,000 Building $224,985
2023	$3,825.00 (+282.12%) Homeowner's exemption	$281,807 (+487.1%) Land $58,000 Building $223,807	$281,807 (+487.1%) Land $58,000 Building $223,807
2022	$1,001.00	$48,000 Land $48,000	$48,000 Land $48,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 1,282 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.