Bay County property record for 732 Maple Ave, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,790 sqft · built 2021 |
| Lot Size | 0.266 acres (11,586 sqft) |
| Owner | Individual Name on File |
| Last Sale | $16,000 (Jul 2004) |
| Tax Bill | $3,163 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 16316-000-000 |
| Primary APN | 16316-000-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,790 sqft Living Area |
| Gross Area | 2,230 sqft |
| 1st Floor Area | 1,790 sqft |
| Flooring | Tile |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 11,586 sqft (0.266 acres) |
| Lot Dimensions | 116 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Driveway | Driveway |
| Driveway Area | 720 sqft |
| Porch | Unfinished Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 732 MAPLE AVE |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC04 |
| Legal Description | PINE ORCHARD HTS 2ND ADD LOTS 6,7 BLK C ORB 513 P 143 ORB 4353 P 1710 MAP 105A3 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 03 |
| Legal Subdivision | ORCHARD HTS 2ND ADD |
| Legal Block | C |
| Legal Lot Number | 6,7 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 1700 |
732 Maple Ave is owned and occupied by an individual who acquired it in January 2021.
Source: Bay County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 732 MAPLE AVE, PANAMA CITY, FL 32401-4669 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Jan 21, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2004 · Amount on File |
| Deed Sale | Jul 27, 2004 · Amount on File |
| Deed Document Number | 200458348 |
| Deed Book / Page | 2479 / 1942 |
| Last Transfer Date | Jan 20, 2021 |
| Transfer Doc | 0043531710 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 732 MAPLE AVE, PANAMA CITY, FL 32401-4669 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2023 |
| Title Company | CORNERSTONE TITLE-OREM, CORNERSTONE TITLE |
| Name | Verified Name |
|---|---|
| Address | 1614 E 9TH CT, PANAMA CITY, FL 32401-4239 |
| Document Number | 0043582047 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 4358/2047 |
| Instrument | 2021007877 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jan 21, 2021 |
| Property Address | 732 MAPLE AVE, PANAMA CITY, FL 32401-4669 |
| Document Number | 0043531710 |
| Book / Page | 4353 / 1710 |
| Map Reference | MB 3 PG 2 |
| Instrument Date | Jan 20, 2021 |
| Instrument | 2021004675 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1614 E 9TH CT, PANAMA CITY, FL 32401-4239 |
The 2025 property tax bill for 732 Maple Ave was $3,163 with a homeowner's exemption, down 1.4% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,163.00 (-1.37%) Homeowner's exemption | $242,315 | $262,216 Land $26,390 Building $235,826 |
| 2024 | $3,207.00 (-6.58%) | ||
| 2023 | $3,433.00 (+17.65%) Homeowner's exemption | $228,627 (+3%) | $244,611 (+10.2%) Land $20,475 Building $224,136 |
| 2022 | $2,918.00 Homeowner's exemption | $221,968 Land $17,381 Building $204,587 | $221,968 Land $17,381 Building $204,587 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 732 Maple Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (1983–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 732 Maple Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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