732 Lemon Bluff Rd, Osteen, FL 32764 Property Records

Volusia County property record for 732 Lemon Bluff Rd, Osteen, FL 32764

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,700 sqft · built 1997
Lot Size	26 acres (1,132,560 sqft)
Owner	Individual Name on Record
Last Sale	$4,350,000 (Jun 2017)
Tax Bill	$11,626 (2025)
Deeds & Mortgages	Jun 2017 Sale & Line of Credit May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`9221-00-00-0032`

Property Details

APN / Parcel Number

Primary APN	`9221-00-00-0032`
Alternative APNs	`32192100000032` `5684245.0` `5684245`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,700 sqft Living Area
1st Floor Area	4,384 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1999
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	1,132,560 sqft (26 acres)
Garage Type	Mixed
Garage Area	2,040 sqft
Carport	Carport
Carport Area	380 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	4,816 sqft
Shed	1 Shed
Shed Area	120 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	5684245.0
Old Parcel Number	32192100000032
Street Address	732 LEMON BLUFF RD
City	OSTEEN
State	FL
Zip	32764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	21-19-32 IRREG PARCEL IN LOT 3 LYING ALONG W/L OF ST JOHNS RIVER & MEAS 818 FT ON N/L & 1035 FT ON S/L PER OR 4189 PG 0259
Legal Range	32E
Legal Township	19S
Legal Section	21
Legal Subdivision	PARCEL
Legal Lot Number	3
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	1
Census Block	1017
Census Tract	91005

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 568821, ORLANDO, FL 32856-8821
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2017	Trustee's Deed, Transfer · Line of Credit FARM CREDIT SVCS
May 18, 2017	Grant Deed, Transfer PROFESSIONAL TITLE, PROFESSIONAL TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2017 · Amount on Record
Deed Sale	Jun 14, 2017 · Amount on Record
Prior Sale	May 18, 2017 · Amount on Record
Deed Document Number	2017-116377
Deed Book / Page	7410 / 1963
Record Updated	Jun 8, 2026

June 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jun 14, 2017
Property Address	732 LEMON BLUFF RD, OSTEEN, FL 32764
Document Number	0074101963
Book / Page	007410 / 001963
Instrument Date	Jun 12, 2017
Instrument	116377
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	PROFESSIONAL TITLE, PROFESSIONAL TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,450.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 568821 ORLANDO FL 328568821, ORLANDO, FL 32856-8821

Mortgage

Document Number	74101967
Date	Jun 14, 2017
Book Page	007410/001967
Instrument	116378

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	PO BOX 7000, MARIANNA, FL 32447-7000

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 13, 2022

Interest

Rate Type	Adjustable Rate

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VOLUSIA FL
Recording Date	May 18, 2017
Property Address	732 LEMON BLUFF RD, OSTEEN, FL 32764
Document Number	0073994573
Book / Page	007399 / 004573
Instrument Date	May 9, 2017
Instrument	98866
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	PROFESSIONAL TITLE, PROFESSIONAL TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$126.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,626.00 (+29.86%)	$550,336 (+6.66%)	$668,356 (+5.39%) Land $139,380 Building $528,976
2023	$8,953.00 (+9.14%)	$515,958 (+15.39%)	$634,194 (+12.17%) Land $139,164 Building $495,030
2022	$8,203.00	$447,147	$565,383 Land $139,164 Building $426,219

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	61 (1994–2024)
Claims Outside the SFHA	11 of 61
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 12 claims Hurricane Ian, Oct 2022 · 18 claims Tropical Storm Fay, Aug 2008 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 80% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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