Monroe County property record for 732 Largo Rd, Key Largo, FL 33037
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2 bd · 1 ba · 744 sqft · built 1973 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $420,000 (Aug 2025) |
| Tax Bill | $1,909 (2024) |
| Deeds & Mortgages | Nov 2023 Mortgage Dec 2022 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00535590-000000 |
| Primary APN | 00535590-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 744 sqft |
| 1st Floor Area | 744 sqft |
| Year Built | Built 1973 |
|---|---|
| Exterior Material | Ribbed Aluminum |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Porch |
| Porch Area | 51 sqft |
| Cooling System | HVAC |
|---|
| Account Number | 1659096 |
|---|---|
| Old Parcel Number | 31604000535590000000 |
| Street Address | 732 LARGO RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3015 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | BK 6 LT 52 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR538-204 OR778-637 OR766-135 OR921-1021 OR1049-1301 OR1175-2188 |
| Legal Range | 40E |
| Legal Township | 60S |
| Legal Section | 31 |
| Legal Subdivision | LAKE SURPRISE ESTATES |
| Legal Block | 6 |
| Legal Lot Number | 52 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 20429 SW 328TH ST, HOMESTEAD, FL 33030-2638 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 8, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NARANJA COMMONS LLC |
| Dec 30, 2022 | Warranty Deed, Transfer CORAL REEF TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2025 · Amount on Record |
| Deed Sale | Aug 25, 2025 · Amount on Record |
| Prior Sale | Dec 30, 2022 · Amount on Record |
| Deed Document Number | 2512896 |
| Deed Book / Page | 3341 / 2137 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 732 LARGO RD, KEY LARGO, FL 33037-3015 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0032500446 |
|---|---|
| Date | Nov 8, 2023 |
| Book Page | 3250/446 |
| Instrument | 2439473 |
| Name | NARANJA COMMONS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | KEY LARGO, FL 33037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Nov 7, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Dec 30, 2022 |
| Property Address | 732 LARGO RD, KEY LARGO, FL 33037-3015 |
| Document Number | 0032062047 |
| Book / Page | 3206 / 2047 |
| Map Reference | MB 4 PG 162 |
| Instrument Date | Dec 29, 2022 |
| Instrument | 2402155 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2023 |
| Title Company | CORAL REEF TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $490.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 321 2ND TER, KEY LARGO, FL 33037-4836 |
| Name | Verified Name |
|---|---|
| Address | 20950 SW 296TH ST, HOMESTEAD, FL 33030-7686 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $185,547 (+34.36%) Land $185,000 Building $547 | $185,547 (+34.36%) Land $185,000 Building $547 | |
| 2024 | $1,909.00 (+4.2%) | ||
| 2023 | $1,832.00 (+3.91%) | $138,099 (-26.59%) Land $137,500 Building $599 | $138,099 (-26.59%) Land $137,500 Building $599 |
| 2022 | $1,763.00 | $188,125 Land $187,500 Building $625 | $188,125 Land $187,500 Building $625 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 433 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 660 units insured incl. 227 condo units |
| Nearby Flood Claims | 80 (1999–2024) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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