732 Kirkwall Dr, San Marcos, CA 92069 Property Records

San Diego County property record for 732 Kirkwall Dr, San Marcos, CA 92069

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,382 sqft · built 2005
Lot Size	0.134 acres (5,848 sqft)
Owner	Company Name on Record
Last Sale	$895,000 (Dec 2021)
Tax Bill	$11,659 (2025)
Deeds & Mortgages	May 2023 Transfer Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`220-500-35-00`

Property Details

APN / Parcel Number

Primary APN	`220-500-35-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,382 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	5,848 sqft (0.134 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	732 KIRKWALL DR
City	SAN MARCOS
State	CA
Zip	92069-8136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	LOT 38 TR 014726
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	014726
Legal Block	3
Legal Lot Number	38
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4004
Census Tract	20021

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	732 KIRKWALL DR, SAN MARCOS, CA 92069-8136
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Intrafamily Transfer, Transfer
Dec 6, 2021	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Apr 10, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2021 · Amount on Record
Deed Sale	Dec 6, 2021 · Amount on Record
Prior Sale	Oct 13, 2016 · Amount on Record
Deed Document Number	2021827184
Last Transfer Date	Apr 20, 2023
Transfer Doc	0000116115
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 4, 2023
Property Address	732 KIRKWALL DR, SAN MARCOS, CA 92069-8136
Document Number	0000116115
Map Reference	MAP 14726
Instrument Date	Apr 20, 2023
Instrument	2023-0116115
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	732 KIRKWALL DR, SAN MARCOS, CA 92069-8136

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 6, 2021
Property Address	732 KIRKWALL DR, SAN MARCOS, CA 92069-8136
Document Number	0000827184
Map Reference	MAP 14726
Instrument Date	Nov 30, 2021
Instrument	2021-0827184
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	732 KIRKWALL DR, SAN MARCOS, CA 92069-8136

Mortgage

Document Number	0000827185
Date	Dec 6, 2021
Instrument	2021-0827185

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	732 KIRKWALL DR, SAN MARCOS, CA 92069-8136
Document Number	0000206057
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	May 4, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	732 KIRKWALL DR SAN MARCOS CA 920698136, SAN MARCOS, CA 92069-8136

Mortgage

Document Number	0000206057
Date	Apr 23, 2020
Instrument	206057

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$968,773 (+2%) Land $493,090 Building $475,683
2025	$11,659.00 (+6.7%) Homeowner's exemption	$949,778 (+4.04%) Land $483,422 Building $466,356
2023	$10,927.00 (+1.62%)	$912,899 Land $464,651 Building $448,248
2022	$10,753.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Spectrum, T-Mobile, Verizon.

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