732 Hwy 90, Chipley, FL 32428 Property Records

Washington County property record for 732 Hwy 90, Chipley, FL 32428

Property Summary

Property Type	Pasture
Details	5 bd · 4.5 ba · 6,404 sqft · built 2017
Lot Size	16.5 acres (720,918 sqft)
Owner	2 Company Names on File
Last Sale	$70,000 (Jun 2015)
Tax Bill	$5,620 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2026 Sale + 6 more
Flood Zone	Zone X (minimal risk)
APN	`000009730000`

Property Details

APN / Parcel Number

Primary APN	`000009730000`
Alternative APNs	`00000000-00-0973-0000` `09730000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	6,404 sqft Gross Area
1st Floor Area	3,508 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	720,918 sqft (16.5 acres)
Garage Type	Attached
Garage Area	823 sqft

Exterior Amenities

Pool Area	532 sqft
Porch	Finished/Open Porch
Porch Area	672 sqft
Shed	1 Shed
Shed Area	2,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	732 HIGHWAY 90
City	CHIPLEY
State	FL
Zip	32428-8790
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Pasture
Legal Description	1 4 13 16.55 ORB 1021 P 267 LOTS 5,6 & 7 S OF RR AND N OF HWY 90, LESS E 493 IN ORB 724 P 160, LESS ORB 756 P 266, LESS ORB 756 P 296.
Legal Range	13W
Legal Township	04S
Legal Section	01
Legal Subdivision	DEKLE LAND COS
Legal Lot Number	5,6,7
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1006
Census Tract	970104

Owner

Source: Washington County records · APN 000009730000

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	927 AVANT RD, CHIPLEY, FL 32428-4264
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit PEOPLESSOUTH BANK
Apr 08, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 08, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 08, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 03, 2023	Deed of Trust, Mortgage · Line of Credit INNOVATIONS FINANCIAL CU
Mar 31, 2017	Deed of Trust, Mortgage ONESOUTH BANK
Dec 04, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITY SOUTH CU
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONE FLORIDA BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 22, 2015 · Amount on Record
Deed Sale	Jun 22, 2015 · Amount on Record
Prior Sale	Dec 05, 2007 · Amount on Record
Deed Document Number	201567003234
Deed Book / Page	1021 / 267
Last Transfer Date	Apr 08, 2026
Transfer Doc	0067002594
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Recording Date	Jul 22, 2026
Property Address	732 HIGHWAY 90, CHIPLEY, FL 32428-8790
Document Number	0000005661
Book / Page	1377 / 943
Instrument Date	Jul 17, 2026
Instrument	20265661
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 HIGHWAY 90, CHIPLEY, FL 32428-8790

Mortgage

Document Number	0000005661,
Date	Jul 22, 2026
Book Page	1377/943
Instrument	20265661

Lender

Name	PEOPLESSOUTH BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 17, 2041

Interest

Rate	5.81%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Apr 08, 2026
Property Address	732 HIGHWAY 90, CHIPLEY, FL 32428-8790
Document Number	0000002594
Book / Page	1367 / 372
Instrument Date	Apr 08, 2026
Instrument	2026.2594
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	927 AVANT RD, CHIPLEY, FL 32428-4264

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Apr 08, 2026
Property Address	732 HIGHWAY 90, CHIPLEY, FL 32428-8790
Document Number	0000002593
Book / Page	1367 / 369
Instrument Date	Apr 08, 2026
Instrument	2026.2593
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 AVANT RD, CHIPLEY, FL 32428-4264

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Apr 08, 2026
Property Address	732 HIGHWAY 90, CHIPLEY, FL 32428-8790
Document Number	0067002594
Book / Page	1367 / 372
Instrument Date	Apr 08, 2026
Instrument	20262594
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	927 AVANT RD, CHIPLEY, FL 32428-4264

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	732 HIGHWAY 90, CHIPLEY, FL 32428-8790
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067000793
Date	Feb 03, 2023
Book Page	1264/210
Instrument	202367000793

Lender

Name	INNOVATIONS FINANCIAL CU
Type	Credit Union
Address	PANAMA CITY, FL 32406

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 02, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	732 HIGHWAY 90, CHIPLEY, FL 32428-8790
Transaction Type	Mortgage
Record Updated	Mar 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067001914
Date	Mar 31, 2017
Book Page	1085/381
Instrument	201767001914

Lender

Name	ONESOUTH BANK
Address	CHIPLEY, FL 32428

Agreement

Amount	Amount Recorded
Term	73 Months
Due	Apr 01, 2023

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	732 HIGHWAY 90, CHIPLEY, FL 32428-8790
Transaction Type	Mortgage
Record Updated	Mar 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067008230
Date	Dec 04, 2017
Book Page	1105/347
Instrument	201767008230

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union
Address	CHIPLEY, FL 32428

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Nov 28, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	732 HIGHWAY 90, CHIPLEY, FL 32428-8790
Document Number	0067007230
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 09, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 HIGHWAY 90 CHIPLEY FL 324288790, CHIPLEY, FL 32428-8790

Mortgage

Document Number	0067007230
Date	Oct 29, 2020
Book Page	001189/000784
Instrument	67007230

Lender

Name	ONE FLORIDA BK
Address	ORLANDO, FL 32803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2050

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,620.00 (+4.64%)	$446,649 (+2.88%)	$741,693 (+0.67%) Land $49,650 Building $692,043
2024	$5,371.00 (+3.29%) Homeowner's exemption	$434,149 (+2.98%)	$736,728 (+10.81%)
2023	$5,200.00 (+2.48%) Homeowner's exemption	$421,595 (+2.98%)	$664,834 (+9.42%)
2022	$5,074.00 Homeowner's exemption	$409,406	$607,577

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL in parts of the area	25 / 3

May also be available: Wildstar Networks.

Based on FCC filings for 20 locations within half a mile of this property.

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