732 Hall Ave, Waterloo, IA 50703 Property Records

Black Hawk County property record for 732 Hall Ave, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 768 sqft · built 1961
Lot Size	0.191 acres (8,340 sqft)
Owner	Individual Name on File
Last Sale	$129,500 (Nov 2024)
Tax Bill	$2,286 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`8913-10-408-017`

Property Details

APN / Parcel Number

Primary APN	`8913-10-408-017`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Basement Area	768 sqft
Finished Basement	400 sqft
Unfinished Basement	768 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,340 sqft (0.191 acres)
Lot Dimensions	139 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	732 HALL AVE
City	WATERLOO
State	IA
Zip	50703-1426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOVERDALE ACRES S 60 FT N 300 FT W 1/2 LOT 17
Legal Range	13W
Legal Township	89N
Legal Section	10
Legal Subdivision	CLOVERDALE ACRES
Legal Lot Number	17
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1011
Census Tract	1702

Owner

732 Hall Ave is owned and occupied by an individual who bought it in November 2024.

Source: Black Hawk County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	732 HALL AVE, WATERLOO, IA 50703-1426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 27, 2023	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Nov 28, 2023	Warranty Deed, Transfer
Nov 28, 2023	Warranty Deed, Transfer
Jul 27, 2020	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Jan 31, 2020	Warranty Deed, Transfer · Stand-Alone Refinance FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2024 · Amount on File
Deed Sale	Nov 27, 2024 · Amount on File
Prior Sale	Nov 27, 2023 · Amount on File
Deed Document Number	20246886
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 15, 2026
Property Address	732 HALL AVE, WATERLOO, IA 50703-1426
Document Number	0000013947
Instrument Date	Sep 9, 2026
Instrument	202613947
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 HALL AVE, WATERLOO, IA 50703-1426
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013947,
Date	Sep 15, 2026
Instrument	202613947

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 5, 2046

Interest

Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 27, 2023
Property Address	732 HALL AVE, WATERLOO, IA 50703-1426
Document Number	202400006886
Instrument Date	Nov 20, 2023
Instrument	202400006886
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 HALL AVE, WATERLOO, IA 50703-1426

Mortgage

Document Number	202400006887
Date	Nov 27, 2023
Instrument	202400006887

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.12%
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	6.12%
Max Rate At Change	10.1%
Index	1-Year T-Bill
Max Rate	14.1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 28, 2023
Property Address	732 HALL AVE, WATERLOO, IA 50703-1426
Document Number	202400007020
Instrument Date	Nov 17, 2023
Instrument	202400007020
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Amount	Amount on Record
Tax	$210.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 HALL AVE, WATERLOO, IA 50703-1426

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 28, 2023
Property Address	732 HALL AVE, WATERLOO, IA 50703-1426
Document Number	202400007020
Instrument Date	Nov 17, 2023
Instrument	202400007020
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Amount	Amount on Record
Tax	$210.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 HALL AVE, WATERLOO, IA 50703-1426

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 27, 2020
Property Address	732 HALL AVE, WATERLOO, IA 50703-1426
Document Number	202100002067
Instrument Date	Jul 24, 2020
Instrument	202100002067
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 HALL AVE, WATERLOO, IA 50703-1426

Mortgage

Document Number	202100002068
Date	Jul 27, 2020
Instrument	202100002068

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 31, 2020
Property Address	732 HALL AVE, WATERLOO, IA 50703-1426
Document Number	202000013461
Instrument Date	Nov 25, 2019
Instrument	202000013461
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 HALL AVE, WATERLOO, IA 50703-1426
Investor	Possibly a Property Investor

Mortgage

Document Number	202000013462
Date	Jan 31, 2020
Instrument	202000013462

Lender

Name	FARMERS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	13 Months
Due	Feb 1, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 732 Hall Ave was $2,286 with a homeowner's exemption, down 10.1% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,286.00 (-10.14%) Homeowner's exemption	$122,910 Land $19,500 Building $103,410	$122,910 Land $19,500 Building $103,410
2024	$2,544.00
2023		$127,460 (+38.83%) Land $19,500 Building $107,960	$127,460 Land $19,500 Building $107,960
2022	$1,822.00 Homeowner's exemption	$91,810 Land $19,500 Building $72,310
2021			$91,810 Land $19,500 Building $72,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 732 Hall Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1999–2008)
Most Recent Claim	Apr 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 732 Hall Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on Hall Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures